Onpoint Community Credit Union
Verified rate book
Current Onpoint Community Credit Union rates
9 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.619% APR | 6.500% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.720% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.046% APR | 5.875% | — | Standard |
| Jumbo 5/5 ARM5 5 arm | 7.093% APR | 6.625% | — | Standard |
| 5/5 ARM5 5 arm | 7.105% APR | 6.625% | — | Standard |
| Terms VAother | 6.611% APR | 6.500% | — | Standard |
| Terms FHAother | 6.618% APR | 6.500% | — | Standard |
| Terms Homeroomother | 7.976% APR | 7.875% | — | Standard |
| Terms Just for Startersother | 7.976% APR | 7.875% | — | Standard |
As of August 4, 2026, Onpoint Community Credit Union offers a 30-year fixed mortgage at 6.619% APR (0.625 points).
Source: RateAPI.dev, verified from Onpoint Community Credit Union's official website
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About Onpoint Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 649K
- Assets
- $9.6B
- Founded
- 1932
- Locations reported
- 62
- NCUA charter
- 62745
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Onpoint Community Credit Union
Membership eligibility from Onpoint Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Benton, Clackamas, Clatsop +29 more
- LocationBenton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, Yamhill, Clark, Skamania, Cowlitz, Lewis
Verified from Onpoint Community Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Onpoint Community Credit Union offer?
Onpoint Community Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Onpoint Community Credit Union rates updated?
RateAPI verifies Onpoint Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Onpoint Community Credit Union's rate data?
Rate data is collected directly from Onpoint Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Onpoint Community Credit Union's mortgage rate?
As of August 4, 2026, Onpoint Community Credit Union offers a 30-year fixed mortgage at 6.619% APR.
Related Rate Data
Compare Onpoint Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Onpoint Community Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/onpoint-community" \
-H "Authorization: Bearer YOUR_API_KEY"