Cutting Edge Credit Union
Verified rate book
Current Cutting Edge Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.240% APR | 5.240% | used | Standard |
| New RV Loanrv_new | 7.490% APR | 7.490% | new | Standard |
| Used RV Loanrv_used | 8.240% APR | 8.240% | used | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summer/Holiday Loan***personal | 8.990% APR | 8.990% | — | Standard |
| Personal Loanpersonal | 10.990% APR | 10.990% | — | Standard |
| Personal Line of Creditploc_variable | 11.990% APR | 11.990% | — | Standard |
| Quick Loan* (Payday Loan Alternative)personal | 18.000% APR | 18.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.05% APY | 0.05% | — | Standard |
| Discovery/Adventure/Explorersavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.05% APY | 0.05% | — | Standard |
| Holiday Clubsavings | 1.75% APY | 1.75% | — | Specialty offer |
| Youth Saver (Available for Adventure, Discovery, & Explorer Accounts) 12 Monthcd_12mo | 2.02% APY | 2.00% | 12 mo | Eligibility restricted |
| 36-Month Certificatecd_36mo | 2.75% APY | 2.72% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.46% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 3.50% APY | 3.46% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.46% | 12 mo | Standard |
Vehicle loans available from 4.99% APR. Personal loan rates from 8.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Cutting Edge Credit Union's official website
Loading branch locator…
About Cutting Edge Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.8K
- Assets
- $51.8M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 8317
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cutting Edge Credit Union
Membership eligibility from Cutting Edge Credit Union's own published criteria. How we verify this.
Membership criteria are published on Cutting Edge Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Cutting Edge Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cutting Edge Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cutting Edge Credit Union ranks against Oregon peers.
Frequently Asked Questions
What rates does Cutting Edge Credit Union offer?
Cutting Edge Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cutting Edge Credit Union rates updated?
RateAPI verifies Cutting Edge Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cutting Edge Credit Union's rate data?
Rate data is collected directly from Cutting Edge Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cutting Edge Credit Union's auto & rv loan rates?
As of August 4, 2026, Cutting Edge Credit Union offers vehicle loans from 4.99% APR.
What is Cutting Edge Credit Union's personal loan rate?
As of August 4, 2026, Cutting Edge Credit Union offers personal loans from 8.99% APR.
What is Cutting Edge Credit Union's best CD rate?
As of August 4, 2026, Cutting Edge Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Cutting Edge Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Cutting Edge Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Cutting Edge Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/cutting-edge" \
-H "Authorization: Bearer YOUR_API_KEY"