Mid Oregon Credit Union

Bend, Oregon
Last verified: August 4, 2026
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Verified rate book

Current Mid Oregon Credit Union rates

15 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Mid Oregon Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VA 30 Year Fixed - Conforming30 year fixed6.391% APR6.125%Standard
30-Year Fixed30 year fixed6.642% APR6.500%Standard
FHA 30 Year Fixed - Conforming30 year fixed6.680% APR6.000%Standard
15-Year Fixed15 year fixed6.269% APR6.000%Standard

Auto & vehicle rates

4 offers
Mid Oregon Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Used Cars and Motorcyclesmotorcycle_used5.740% APR5.740%usedStandard
New Cars and Motorcyclesmotorcycle_new5.740% APR5.740%newStandard
Used RV/Toyrv_used6.885% APR6.885%usedStandard
New RV/Toyrv_new6.885% APR6.885%newStandard

Personal loan rates

2 offers
Mid Oregon Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.100% APR3.100%Standard
Personal Loans & Lines of Creditpersonal_unsecured13.023% APR13.023%Standard

Credit card rates

3 offers
Mid Oregon Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum13.695% APR13.695%Standard
Everyday Rewards VISA ®credit_card_rewards17.695% APR17.695%Standard
Secured Credit Cardcredit_card_secured18.000% APR18.000%Standard

Savings & CD rates

2 offers
Mid Oregon Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
13-Month Certificatecd_13mo4.00% APY4.00%13 moStandard
7-Month Certificatecd_7mo4.00% APY4.00%7 moStandard

As of August 4, 2026, Mid Oregon Credit Union offers a 30-year fixed mortgage at 6.391% APR (0.125 points). Vehicle loans available from 5.74% APR. Personal loan rates from 3.1% APR. Credit card rates from 13.695% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Mid Oregon Credit Union's official website

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About Mid Oregon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
52.4K
Assets
$877.7M
Founded
1957
Locations reported
9
NCUA charter
68748
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Mid Oregon Credit Union

Membership eligibility from Mid Oregon Credit Union's own published criteria. How we verify this.

Community charter: live/work in Benton, Clackamas, Crook +21 more

  • LocationBenton, Clackamas, Crook, Deschutes, Douglas, Gilliam, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lake, Linn, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler, Yamhill

Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).

Verified from Mid Oregon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mid Oregon Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid Oregon Credit Union ranks against Oregon peers.

Frequently Asked Questions

What rates does Mid Oregon Credit Union offer?

Mid Oregon Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mid Oregon Credit Union rates updated?

RateAPI verifies Mid Oregon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mid Oregon Credit Union's rate data?

Rate data is collected directly from Mid Oregon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mid Oregon Credit Union's mortgage rate?

As of August 4, 2026, Mid Oregon Credit Union offers a 30-year fixed mortgage at 6.391% APR.

What are Mid Oregon Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, Mid Oregon Credit Union offers vehicle loans from 5.74% APR.

What is Mid Oregon Credit Union's personal loan rate?

As of August 4, 2026, Mid Oregon Credit Union offers personal loans from 3.1% APR.

What is Mid Oregon Credit Union's best CD rate?

As of August 4, 2026, Mid Oregon Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Mid Oregon Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Mid Oregon Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mid Oregon Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/mid-oregon" \
  -H "Authorization: Bearer YOUR_API_KEY"