Oregon Community Credit Union

Eugene, Oregon
Last verified: August 3, 2026
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Verified rate book

Current Oregon Community Credit Union rates

8 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

4 offers
Oregon Community Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed8.013% APR8.013%Standard
100% Home mortgage30 year fixed8.454% APR8.454%Standard
15-Year Fixed15 year fixed7.561% APR7.561%Standard
Mortgageother6.118% APR6.118%Standard

Auto & vehicle rates

1 offer
Oregon Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.990% APR5.990%Standard

HELOC rates

1 offer
Oregon Community Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed9.400% APR9.400%Standard

Credit card rates

1 offer
Oregon Community Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.490% APR12.490%Standard

Savings & CD rates

1 offer
Oregon Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Regular certificate accountcd3.75% APY3.75%Standard

As of August 3, 2026, Oregon Community Credit Union offers a 30-year fixed mortgage at 8.013% APR. Auto loans available from 5.99% APR. HELOC rates from 9.4% APR. Credit card rates from 12.49% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Oregon Community Credit Union's official website

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About Oregon Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
291.8K
Assets
$3.6B
Founded
1981
Locations reported
18
NCUA charter
65856
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Oregon Community Credit Union

Membership eligibility from Oregon Community Credit Union's own published criteria. How we verify this.

Membership via employers (Bi-Mart +1 more) or the University of Oregon Alumni Association or occupations (University of Oregon student or employee)

  • LocationBaker, Curry, Josephine, Multnomah, Wasco, Benton, Deschutes, Klamath, Polk, Wheeler, Clackamas, Douglas, Lane, Sherman, Yamhill, Clatsop, Gilliam, Lincoln, Tillamook, Columbia, Hood River, Linn, Umatilla, Coos, Jackson, Marion, Union, Crook, Jefferson, Morrow, Washington — OR
  • EmployerBi-Mart, State of Oregon
  • AssociationUniversity of Oregon Alumni Association
  • OccupationUniversity of Oregon student or employee

Cost to join: About $5.

Verified from Oregon Community Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Oregon Community Credit Union offer?

Oregon Community Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Oregon Community Credit Union rates updated?

RateAPI verifies Oregon Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Oregon Community Credit Union's rate data?

Rate data is collected directly from Oregon Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Oregon Community Credit Union's mortgage rate?

As of August 3, 2026, Oregon Community Credit Union offers a 30-year fixed mortgage at 8.013% APR.

What are Oregon Community Credit Union's auto loan rates?

As of August 3, 2026, Oregon Community Credit Union offers auto loans from 5.99% APR.

What is Oregon Community Credit Union's HELOC rate?

As of August 3, 2026, Oregon Community Credit Union offers home equity lines of credit from 9.4% APR.

What is Oregon Community Credit Union's best CD rate?

As of August 3, 2026, Oregon Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Oregon Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Oregon Community Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/oregon-community" \
  -H "Authorization: Bearer YOUR_API_KEY"