St. James Parish Credit Union

Cincinnati, Ohio
Last verified: August 4, 2026
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Verified rate book

Current St. James Parish Credit Union rates

21 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
St. James Parish Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Motorcycle / Boat / Camper / Water Craftmotorcycle3.000% APR3.000%Standard
New Auto Loanauto_new4.990% APR4.990%newStandard
Used Auto Loanauto_used5.990% APR5.990%usedStandard

HELOC rates

1 offer
St. James Parish Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.250% APR6.250%Standard

Savings & CD rates

17 offers
St. James Parish Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Savings: Tier 1 - $50-$9,999.99share_savings0.25% APY0.25%Standard
Panther Saver: Tier 1 - $50-$9,999.99savings0.25% APY0.25%Standard
IRA Share Savings Tier 1 - $50 - $4,999.99ira0.25% APY0.25%Standard
36-Month Certificatecd_36mo0.25% APY0.25%36 moStandard
48-Month Certificatecd_48mo0.35% APY0.35%48 moStandard
60-Month Certificatecd_60mo0.35% APY0.35%60 moStandard
Panther Saver: Tier 2 - $10,000+savings0.50% APY0.50%Standard
Share Savings: Tier 2 - $10,000+share_savings0.50% APY0.50%Standard
IRA Share Savings: Tier 2 - $5,000+ira0.50% APY0.50%Standard
9-Month Certificatecd_9mo2.78% APY2.75%9 moStandard
6-Month Certificatecd_6mo2.78% APY2.75%6 moStandard
24-Month Certificatecd_24mo3.71% APY3.65%24 moStandard
24-Month IRA Certificateira_cd_24mo3.71% APY3.65%24 moStandard
18-Month IRA Certificateira_cd_18mo3.76% APY3.70%18 moStandard
18-Month Certificatecd_18mo3.76% APY3.70%18 moStandard
12-Month Certificatecd_12mo3.82% APY3.75%12 moStandard
12-Month IRA Certificateira_cd_12mo3.82% APY3.75%12 moStandard

Vehicle loans available from 3% APR. HELOC rates from 6.25% APR. Savings and certificate yields up to 3.82% APY.

Source: RateAPI.dev, verified from St. James Parish Credit Union's official website

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About St. James Parish Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
799
Assets
$5.7M
Founded
1939
Locations reported
1
NCUA charter
62624
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join St. James Parish Credit Union

Membership eligibility from St. James Parish Credit Union's own published criteria. How we verify this.

Membership via employers (St. James Parish School) or the St. James Roman Catholic Parish of White Oak

  • LocationOH
  • EmployerSt. James Parish School
  • AssociationSt. James Roman Catholic Parish of White Oak

Verified from St. James Parish Credit Union's membership page. Final membership determination is always made by the credit union.

Work at St. James Parish Credit Union?

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Frequently Asked Questions

What rates does St. James Parish Credit Union offer?

St. James Parish Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are St. James Parish Credit Union rates updated?

RateAPI verifies St. James Parish Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get St. James Parish Credit Union's rate data?

Rate data is collected directly from St. James Parish Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are St. James Parish Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, St. James Parish Credit Union offers vehicle loans from 3% APR.

What is St. James Parish Credit Union's HELOC rate?

As of August 4, 2026, St. James Parish Credit Union offers home equity lines of credit from 6.25% APR.

What is St. James Parish Credit Union's best CD rate?

As of August 4, 2026, St. James Parish Credit Union offers savings and certificate (CD) yields up to 3.82% APY.

Related Rate Data

Compare St. James Parish Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for St. James Parish Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/st-james-parish" \
  -H "Authorization: Bearer YOUR_API_KEY"