Cincinnati Ohio Police Credit Union

Cincinnati, Ohio
Last verified: August 4, 2026
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Verified rate book

Current Cincinnati Ohio Police Credit Union rates

103 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

25 offers
Cincinnati Ohio Police Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed7.490% APR7.490%—Standard
10-Year Fixed10 year fixed6.990% APR6.990%—Standard
30-Year VAother0.375% APR0.375%—Standard
15-Year VAother0.375% APR0.375%—Standard
30-Year FHAother6.250% APR6.250%—Standard
Number of Payments: %num_payments% (30-Year VA)other6.250% APR6.250%—Standard
Number of Payments: %num_payments% (30-Year FHA)other6.250% APR6.250%—Standard
15-Year VAother6.250% APR6.250%—Standard
Number of Payments: %num_payments% (15-Year VA)other6.250% APR6.250%—Standard
15-Year VAother6.250% APR6.250%—Standard
Number of Payments: %num_payments% (15-Year FHA)other6.250% APR6.250%—Standard
15-Year FHAother6.250% APR6.250%—Standard
15-Year Conventionalother6.250% APR6.250%—Standard
Number of Payments: %num_payments% (15-Year Conventional)other6.250% APR6.250%—Standard
Number of Payments: %num_payments%other6.250% APR6.250%—Standard
Home Loanother6.250% APR6.250%—Standard
30-Year VAother6.250% APR6.250%—Standard
30-Year VAother6.250% APR6.250%—Standard
30-Year FHAother6.500% APR6.500%—Standard
15-Year FHAother6.500% APR6.500%—Standard
20-Year Conventionalother6.625% APR6.625%—Standard
30-Year Conventionalother6.750% APR6.750%—Standard
20-Year Conventionalother6.750% APR6.750%—Standard
Number of Payments: %num_payments% (20-Year Conventional)other6.750% APR6.750%—Standard
Number of Payments: %num_payments% (30-Year Conventional)other6.750% APR6.750%—Standard

Auto & vehicle rates

5 offers
Cincinnati Ohio Police Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.490% APR5.490%—Standard
Car & Truck Rates (Up to 76 Months)auto_any_76mo5.490% APR5.490%76 moStandard
Car & Truck Rates (Up to 60 Months)auto_any_60mo5.990% APR5.990%60 moStandard
Car & Truck Rates (Up to 48 Months)auto_any_48mo6.240% APR6.240%48 moStandard
Car & Truck Rates (Up to 84 Months*)auto_any_84mo6.490% APR6.490%84 moStandard

HELOC rates

10 offers
Cincinnati Ohio Police Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed6.490% APR6.490%—Standard
Home Equity Loan (Fixed)heloc_fixed6.490% APR6.490%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed6.990% APR6.990%—Standard
HELOC (Variable)heloc_variable7.000% APR7.000%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.490% APR7.490%—Standard
HELOC Rates (720+)heloc_variable7.750% APR7.750%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed7.990% APR7.990%—Standard
HELOC Rates (670 - 719)heloc_variable8.000% APR8.000%—Standard
HELOC Rates (640 - 669)heloc_variable8.750% APR8.750%—Standard
HELOC Rates (600 - 639)heloc_variable9.250% APR9.250%—Standard

Personal loan rates

2 offers
Cincinnati Ohio Police Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%—Standard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.990% APR10.990%60 moStandard

Credit card rates

1 offer
Cincinnati Ohio Police Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%—Standard

Savings & CD rates

60 offers
Cincinnati Ohio Police Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRA Savings & Certificates (All funds)ira_cd0.10% APY0.10%—Standard
All fundssavings0.10% APY0.10%—Standard
$2,000 - $9,999.99savings1.88% APY1.88%—Standard
Money Market ($2,000 - $9,999.99)money_market1.90% APY1.90%—Standard
$2,000 - $9,999.99savings1.90% APY1.90%—Standard
Money Marketmoney_market1.90% APY1.90%—Standard
$10,000 - $24,999.99savings1.93% APY1.93%—Standard
Money Market ($10,000 - $24,999.99)money_market1.95% APY1.95%—Standard
$10,000 - $24,999.99savings1.95% APY1.95%—Standard
$25,000 - $49,999.99savings1.98% APY1.98%—Standard
$25,000 - $49,999.99savings2.00% APY2.00%—Standard
Money Market ($25,000 - $49,999.99)money_market2.00% APY2.00%—Standard
$50,000 - $99,999.99savings2.03% APY2.03%—Standard
$50,000 - $99,999.99savings2.05% APY2.05%—Standard
Money Market ($50,000 - $99,999.99)money_market2.05% APY2.05%—Standard
$100,000 +savings2.08% APY2.08%—Standard
Money Market ($100,000+)money_market2.10% APY2.10%—Standard
$100,000 +savings2.10% APY2.10%—Standard
3 Mo.cd_3mo2.96% APY2.96%3 moStandard
Certificatecd3.00% APY3.00%—Standard
IRA Savings & Certificates (3 mo.)ira_cd_3mo3.00% APY3.00%3 moStandard
IRA Certificateira_cd3.00% APY3.00%—Standard
3 Mo.cd_3mo3.00% APY3.00%3 moStandard
Certificate Rates (3 mo.)cd_3mo3.00% APY3.00%3 moStandard
2 Yr.cd_24mo3.20% APY3.20%24 moStandard
5 Yr.cd_60mo3.20% APY3.20%60 moStandard
3 Yr.cd_36mo3.20% APY3.20%36 moStandard
4 Yr.cd_48mo3.20% APY3.20%48 moStandard
30 Mo.cd_30mo3.20% APY3.20%30 moStandard
IRA Savings & Certificates (3 yr.)ira_cd_36mo3.25% APY3.25%36 moStandard
Certificate Rates (2 yr.)cd_24mo3.25% APY3.25%24 moStandard
2 Yr.cd_24mo3.25% APY3.25%24 moStandard
Certificate Rates (30 mo.)cd_30mo3.25% APY3.25%30 moStandard
30 Mo.cd_30mo3.25% APY3.25%30 moStandard
Certificate Rates (3 yr.)cd_36mo3.25% APY3.25%36 moStandard
3 Yr.cd_36mo3.25% APY3.25%36 moStandard
Certificate Rates (4 yr.)cd_48mo3.25% APY3.25%48 moStandard
4 Yr.cd_48mo3.25% APY3.25%48 moStandard
Certificate Rates (5 yr.)cd_60mo3.25% APY3.25%60 moStandard
5 Yr.cd_60mo3.25% APY3.25%60 moStandard
IRA Savings & Certificates (2 yr.)ira_cd_24mo3.25% APY3.25%24 moStandard
IRA Savings & Certificates (30 mo.)ira_cd_30mo3.25% APY3.25%30 moStandard
IRA Savings & Certificates (4 yr.)ira_cd_48mo3.25% APY3.25%48 moStandard
IRA Savings & Certificates (5 yr.)ira_cd_60mo3.25% APY3.25%60 moStandard
18 Mo.cd_18mo3.40% APY3.40%18 moStandard
9 Mo.cd_9mo3.44% APY3.44%9 moStandard
6 Mo.cd_6mo3.44% APY3.44%6 moStandard
IRA Savings & Certificates (18 mo.)ira_cd_18mo3.45% APY3.45%18 moStandard
18 Mo.cd_18mo3.45% APY3.45%18 moStandard
Certificate Rates (18 mo.)cd_18mo3.45% APY3.45%18 moStandard
9 Mo.cd_9mo3.50% APY3.50%9 moStandard
IRA Savings & Certificates (6 mo.)ira_cd_6mo3.50% APY3.50%6 moStandard
Certificate Rates (6 mo.)cd_6mo3.50% APY3.50%6 moStandard
IRA Savings & Certificates (9 mo.)ira_cd_9mo3.50% APY3.50%9 moStandard
6 Mo.cd_6mo3.50% APY3.50%6 moStandard
Certificate Rates (9 mo.)cd_9mo3.50% APY3.50%9 moStandard
1 Yr.cd_12mo3.54% APY3.54%12 moStandard
Certificate Rates (1 yr.)cd_12mo3.60% APY3.60%12 moStandard
IRA Savings & Certificates (1 yr.)ira_cd_12mo3.60% APY3.60%12 moStandard
1 Yr.cd_12mo3.60% APY3.60%12 moStandard

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers a 15-year fixed mortgage at 7.49% APR. Auto loans available from 5.49% APR. HELOC rates from 6.49% APR. Personal loan rates from 10.99% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Cincinnati Ohio Police Credit Union's official website

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About Cincinnati Ohio Police Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
11.2K
Assets
$186M
Founded
1935
Locations reported
6
NCUA charter
389
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

KembaQueensgate · Cincinnati · OH · 45203-1207Branch in the same ZIPLocal Union 392Main Office · Cincinnati · OH · 45202About 1.6 miles awayCincinnati Healthcare AssociatesMain Office · Cincinnati · OH · 45219-2906About 1.9 miles awaySuperior Credit Union, IncUniversity Branch · CINCINNATI · OH · 45219About 1.9 miles awayCinfedFt. Wright Office · Ft Wright · KY · 41011-2670About 2.6 miles awayCincinnati InteragencyMain Office · Cincinnati · OH · 45220-2242About 2.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cincinnati Ohio Police Credit Union

Membership eligibility from Cincinnati Ohio Police Credit Union's own published criteria. How we verify this.

Membership via occupations (Police +3 more)

  • OccupationPolice, Firemen, Public School Employees, Federal, State and Local Government Employees

Verified from Cincinnati Ohio Police Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cincinnati Ohio Police Credit Union?

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Frequently Asked Questions

What rates does Cincinnati Ohio Police Credit Union offer?

Cincinnati Ohio Police Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Cincinnati Ohio Police Credit Union rates updated?

RateAPI verifies Cincinnati Ohio Police Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Cincinnati Ohio Police Credit Union's rate data?

Rate data is collected directly from Cincinnati Ohio Police Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cincinnati Ohio Police Credit Union's mortgage rate?

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers a 15-year fixed mortgage at 7.49% APR.

What are Cincinnati Ohio Police Credit Union's auto loan rates?

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers auto loans from 5.49% APR.

What is Cincinnati Ohio Police Credit Union's HELOC rate?

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers home equity lines of credit from 6.49% APR.

What is Cincinnati Ohio Police Credit Union's personal loan rate?

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers personal loans from 10.99% APR.

What is Cincinnati Ohio Police Credit Union's best CD rate?

As of August 4, 2026, Cincinnati Ohio Police Credit Union offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Cincinnati Ohio Police Credit Union's rates against national credit-union benchmarks.

More Ohio credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Cincinnati Ohio Police Credit Union rates

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terminal
# Get rates for Cincinnati Ohio Police Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/cincinnati-ohio-police" \
  -H "Authorization: Bearer YOUR_API_KEY"
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