Kemba Credit Union
Verified rate book
Current Kemba Credit Union rates
16 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (80% LTV - Max)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Visa Gold (Variable)credit_card | 11.490% APR | 11.490% | — | Standard |
| Visa (Variable)credit_card | 13.740% APR | 13.740% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $100,000.01 And Upsavings | 0.05% APY | 0.05% | — | Standard |
| 18-Month Certificatecd_18mo | 3.65% APY | 3.59% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.65% APY | 3.59% | 6 mo | Standard |
| 3-Month Certificatecd_3mo | 3.65% APY | 3.59% | 3 mo | Standard |
| 12-Month Certificatecd_12mo | 3.65% APY | 3.59% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.70% APY | 3.63% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.70% APY | 3.63% | 36 mo | Standard |
| 30-Month Certificatecd_30mo | 3.70% APY | 3.63% | 30 mo | Standard |
| 48-Month Certificatecd_48mo | 3.75% APY | 3.68% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.80% APY | 3.73% | 60 mo | Standard |
| $10,000.01 - $100,000.00savings | 4.17% APY | 4.17% | — | Standard |
| $5,000.01 - $10,000.00savings | 5.13% APY | 5.13% | — | Standard |
HELOC rates from 6.75% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.13% APY.
Source: RateAPI.dev, verified from Kemba Credit Union's official website
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About Kemba Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 131K
- Assets
- $1.8B
- Founded
- 1934
- Locations reported
- 15
- NCUA charter
- 61810
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Kemba Credit Union
Membership eligibility from Kemba Credit Union's own published criteria. How we verify this.
To join: Anyone who lives in the Greater Cincinnati area and holds a Kroger Plus Card can now join Kemba.
- LocationAdams, Brown, Butler, Clark, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Warren, Boone, Campbell, Carroll, Gallatin, Grant, Kenton, Owen, Pendleton, Dearborn, Franklin, Rush, Union, Wayne, Wells
Cost to join: About $5.
Verified from Kemba Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Kemba Credit Union?
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Frequently Asked Questions
What rates does Kemba Credit Union offer?
Kemba Credit Union currently offers HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Kemba Credit Union rates updated?
RateAPI verifies Kemba Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Kemba Credit Union's rate data?
Rate data is collected directly from Kemba Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Kemba Credit Union's HELOC rate?
As of August 4, 2026, Kemba Credit Union offers home equity lines of credit from 6.75% APR.
What is Kemba Credit Union's best CD rate?
As of August 4, 2026, Kemba Credit Union offers savings and certificate (CD) yields up to 5.13% APY.
Related Rate Data
Compare Kemba Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Kemba Credit Union rates
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# Get rates for Kemba Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/kemba" \
-H "Authorization: Bearer YOUR_API_KEY"