Cincinnati Employees Credit Union
Verified rate book
Current Cincinnati Employees Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Classic/Older Vehiclesauto_used_48mo | 8.750% APR | 8.750% | 48 mo · used | Standard |
| (Open-end)auto | 8.990% APR | 8.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolving Line of Creditploc_variable | 8.990% APR | 8.990% | — | Standard |
| Signature Loanpersonal_unsecured | 10.990% APR | 10.990% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5.00 - $999.99savings | 0.05% APY | 0.05% | — | Standard |
| $1000.00 - $4999.99savings | 0.10% APY | 0.10% | — | Standard |
| $5000.00 And Abovesavings | 0.25% APY | 0.25% | — | Standard |
| IRAira | 0.25% APY | 0.25% | — | Standard |
| 6-Month Certificatecd_6mo | 0.60% APY | 0.60% | 6 mo | Standard |
| Great Rates! We still pay you the dividends on your savings too!savings | 2.30% APY | 2.30% | — | Standard |
| 12-Month Certificatecd_12mo | 3.55% APY | 3.50% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.65% APY | 3.60% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.80% APY | 3.75% | 36 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 80% LTVother | 6.240% % | 6.240% | — | Standard |
Auto loans available from 8.75% APR for 48 months. Personal loan rates from 8.99% APR. Savings and certificate yields up to 3.80% APY.
Source: RateAPI.dev, verified from Cincinnati Employees Credit Union's official website
Loading branch locator…
About Cincinnati Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.7K
- Assets
- $34.2M
- Founded
- 1979
- Locations reported
- 2
- NCUA charter
- 65205
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cincinnati Employees Credit Union
Membership eligibility from Cincinnati Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Cincinnati Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Cincinnati Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cincinnati Employees Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cincinnati Employees Credit Union ranks against Ohio peers.
Frequently Asked Questions
What rates does Cincinnati Employees Credit Union offer?
Cincinnati Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cincinnati Employees Credit Union rates updated?
RateAPI verifies Cincinnati Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cincinnati Employees Credit Union's rate data?
Rate data is collected directly from Cincinnati Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cincinnati Employees Credit Union's auto loan rates?
As of August 4, 2026, Cincinnati Employees Credit Union offers auto loans from 8.75% APR.
What is Cincinnati Employees Credit Union's personal loan rate?
As of August 4, 2026, Cincinnati Employees Credit Union offers personal loans from 8.99% APR.
What is Cincinnati Employees Credit Union's best CD rate?
As of August 4, 2026, Cincinnati Employees Credit Union offers savings and certificate (CD) yields up to 3.80% APY.
Related Rate Data
Compare Cincinnati Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Cincinnati Employees Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Ohio credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Cincinnati Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/cincinnati-employees" \
-H "Authorization: Bearer YOUR_API_KEY"