University Credit Union
Verified rate book
Current University Credit Union rates
8 published offers verified as of August 4, 2026.
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 8.950% APR | 8.950% | — | Standard |
| Overdraft Line of Creditpersonal | 12.450% APR | 12.450% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Two Year ($1,000 minimum)savings | 2.65% APY | 2.62% | — | Standard |
| One Year ($1,000 minimum)savings | 3.00% APY | 2.97% | — | Standard |
| Six Month ($1,000 minimum)savings | 3.30% APY | 3.26% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Term Up to 36 monthsother | 5.240% % | 5.240% | — | Standard |
| Loan Term Up to 60 monthsother | 5.500% % | 5.500% | — | Standard |
| Loan Term Up to 84 monthsother | 5.750% % | 5.750% | — | Standard |
Personal loan rates from 8.95% APR. Savings and certificate yields up to 3.30% APY.
Source: RateAPI.dev, verified from University Credit Union's official website
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About University Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.6K
- Assets
- $45.2M
- Founded
- 1937
- Locations reported
- 2
- NCUA charter
- 1904
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join University Credit Union
Membership eligibility from University Credit Union's own published criteria. How we verify this.
Membership via employers (University of North Dakota +2 more)
- EmployerUniversity of North Dakota, ND School for the Blind, US government
Verified from University Credit Union's membership page. Final membership determination is always made by the credit union.
Work at University Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where University Credit Union ranks against North Dakota peers.
Frequently Asked Questions
What rates does University Credit Union offer?
University Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are University Credit Union rates updated?
RateAPI verifies University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get University Credit Union's rate data?
Rate data is collected directly from University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is University Credit Union's personal loan rate?
As of August 4, 2026, University Credit Union offers personal loans from 8.95% APR.
What is University Credit Union's best CD rate?
As of August 4, 2026, University Credit Union offers savings and certificate (CD) yields up to 3.30% APY.
Related Rate Data
Compare University Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack University Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for University Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/university" \
-H "Authorization: Bearer YOUR_API_KEY"