Northern Valley Credit Union
Verified rate book
Current Northern Valley Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 5.000% APR | 5.000% | new | Standard |
| New Recreationalpowersports_new | 5.500% APR | 5.500% | new | Standard |
| Used Auto Loanauto_used | 6.000% APR | 6.000% | used | Standard |
| Used Recreationalpowersports_used | 6.500% APR | 6.500% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Signature Loanpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.60% APY | 3.60% | 6 mo | Standard |
Vehicle loans available from 5% APR. HELOC rates from 6.5% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Northern Valley Credit Union's official website
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About Northern Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.5K
- Assets
- $18.5M
- Founded
- 1936
- Locations reported
- 1
- NCUA charter
- 1344
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Northern Valley Credit Union
Membership eligibility from Northern Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in Grand Forks County, Polk County, ND, MN
- LocationGrand Forks County, Polk County — ND, MN
Verified from Northern Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Northern Valley Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Northern Valley Credit Union ranks against North Dakota peers.
Frequently Asked Questions
What rates does Northern Valley Credit Union offer?
Northern Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Northern Valley Credit Union rates updated?
RateAPI verifies Northern Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Northern Valley Credit Union's rate data?
Rate data is collected directly from Northern Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Northern Valley Credit Union's auto & powersports loan rates?
As of August 4, 2026, Northern Valley Credit Union offers vehicle loans from 5% APR.
What is Northern Valley Credit Union's HELOC rate?
As of August 4, 2026, Northern Valley Credit Union offers home equity lines of credit from 6.5% APR.
What is Northern Valley Credit Union's personal loan rate?
As of August 4, 2026, Northern Valley Credit Union offers personal loans from 3.5% APR.
What is Northern Valley Credit Union's best CD rate?
As of August 4, 2026, Northern Valley Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare Northern Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Northern Valley Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Northern Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/northern-valley" \
-H "Authorization: Bearer YOUR_API_KEY"