First Community Credit Union
Verified rate book
Current First Community Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Kasasa Saver* (All balances if qualifications not met)savings | 0.02% APY | 0.02% | — | Standard |
| Kasasa Saver* ($25,000+)savings | 0.15% APY | 0.15% | — | Standard |
| Kasasa Saver* (0 - $25,000)savings | 0.25% APY | 0.25% | — | Standard |
| Kasasa Cash* (0 - $25,000)savings | 2.47% APY | 2.47% | — | Standard |
| Certificatecd | 3.75% APY | 3.75% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| CONSUMER LOANother | 4.490% % | 4.490% | — | Standard |
| Consumer Loanother | 4.490% % | 4.490% | — | Standard |
Auto loans available from 4.49% APR. HELOC rates from 5.49% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from First Community Credit Union's official website
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About First Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 46.7K
- Assets
- $1.5B
- Founded
- 1939
- Locations reported
- 27
- NCUA charter
- 60103
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Community Credit Union
Membership eligibility from First Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on First Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from First Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Community Credit Union ranks against North Dakota peers.
Frequently Asked Questions
What rates does First Community Credit Union offer?
First Community Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Community Credit Union rates updated?
RateAPI verifies First Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Community Credit Union's rate data?
Rate data is collected directly from First Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Community Credit Union's auto loan rates?
As of August 4, 2026, First Community Credit Union offers auto loans from 4.49% APR.
What is First Community Credit Union's HELOC rate?
As of August 4, 2026, First Community Credit Union offers home equity lines of credit from 5.49% APR.
What is First Community Credit Union's best CD rate?
As of August 4, 2026, First Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare First Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack First Community Credit Union rates
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# Get rates for First Community Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/first-community" \
-H "Authorization: Bearer YOUR_API_KEY"