Service Credit Union

Portsmouth, New Hampshire
Last verified: August 3, 2026
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Verified rate book

Current Service Credit Union rates

32 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Service Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
External Auto Loan Refinanceauto3.990% APR3.990%—Standard
Auto Loanauto4.240% APR4.240%—Standard
Motorcylesauto8.240% APR8.240%—Standard
Motorcycle Loanmotorcycle8.240% APR8.240%—Standard
ATVs, Personal Water Vehicles, Snowmobilespowersports8.840% APR8.840%—Standard
RVs/Campersrv10.240% APR10.240%—Standard
Boat Loanboat10.240% APR10.240%—Standard

HELOC rates

2 offers
Service Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Fixed) — Intro Rateheloc_fixed4.990% APR4.990%—Introductory offer
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

3 offers
Service Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Energy Efficiency Loanpersonal8.490% APR8.490%—Standard
Unsecured Personal Loanpersonal_unsecured11.240% APR11.240%—Standard
Personal Line of Creditploc_variable11.990% APR11.990%—Standard

Credit card rates

3 offers
Service Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Visa Everyday Cardcredit_card11.650% APR11.650%—Standard
Visa Signature Everyday Elite Cardcredit_card_platinum17.650% APR17.650%—Standard
Visa Everyday Starter Cardcredit_card18.000% APR18.000%—Standard

Savings & CD rates

17 offers
Service Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Club Savingssavings0.25% APY0.25%—Standard
Money Marketmoney_market0.55% APY0.55%—Standard
IRA and ROTH IRA Accountira0.60% APY0.60%—Standard
Money Marketmoney_market0.70% APY0.70%—Standard
Money Marketmoney_market1.70% APY1.69%—Standard
36-Month IRA Certificateira_cd_36mo2.35% APY2.33%36 moStandard
48-Month IRA Certificateira_cd_48mo2.45% APY2.42%48 moStandard
60-Month IRA Certificateira_cd_60mo2.50% APY2.47%60 moStandard
Holiday Clubsavings3.00% APY2.96%—Standard
Holiday Clubsavings3.00% APY0.25%—Standard
18-Month IRA Certificateira_cd_18mo3.00% APY2.96%18 moStandard
15-Month IRA Certificateira_cd_15mo3.10% APY3.06%15 moStandard
11-Month IRA Certificateira_cd_11mo3.20% APY3.15%11 moStandard
3-Month IRA Certificateira_cd_3mo3.25% APY3.20%3 moStandard
6-Month IRA Certificateira_cd_6mo4.00% APY3.93%6 moStandard
Primary Savings Accountsavings5.00% APY4.89%—Standard
Primary Savings Accountsavings5.00% APY0.25%—Standard

Vehicle loans available from 3.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 8.49% APR. Credit card rates from 11.65% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Service Credit Union's official website

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About Service Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
383.8K
Assets
$6.6B
Founded
1957
Locations reported
54
NCUA charter
24921
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

LighthousePortsmouth NH Branch · Portsmouth · NH · 03801-5497Branch in the same ZIPSt. Mary's BankPease · Portsmouth · NH · 03801-6879Branch in the same ZIPHoly RosaryGreenland · Greenland · NH · 03840About 3.2 miles awayAtlantic RegionalYork · York · ME · 03909About 9.0 miles awayAlignSeabrook, NH Branch · Seabrook · NH · 03874About 13.5 miles awayBrightbridgeSeabrook Branch · Seabrook · NH · 03874-6202About 13.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Service Credit Union

Membership eligibility from Service Credit Union's own published criteria. How we verify this.

Membership criteria are published on Service Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Service Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Service Credit Union?

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Frequently Asked Questions

What rates does Service Credit Union offer?

Service Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Service Credit Union rates updated?

RateAPI verifies Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Service Credit Union's rate data?

Rate data is collected directly from Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Service Credit Union's auto, rv, boat, motorcycle & powersports loan rates?

As of August 3, 2026, Service Credit Union offers vehicle loans from 3.99% APR.

What is Service Credit Union's HELOC rate?

As of August 3, 2026, Service Credit Union offers home equity lines of credit from 6.75% APR.

What is Service Credit Union's personal loan rate?

As of August 3, 2026, Service Credit Union offers personal loans from 8.49% APR.

What is Service Credit Union's best CD rate?

As of August 3, 2026, Service Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Service Credit Union's rates against national credit-union benchmarks.

More New Hampshire credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Service Credit Union
curl "https://api.rateapi.dev/credit-unions/new-hampshire/service" \
  -H "Authorization: Bearer YOUR_API_KEY"
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