Capital Credit Union
Verified rate book
Current Capital Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| New and Used Autoauto_any | 4.490% APR | 4.490% | any | Standard |
| Recreational Vehicle, Boat & Motorcycle Loanrv | 5.490% APR | 5.490% | — | Standard |
| Boat, RV, Motorcycle, ATV, Etc.boat | 5.490% APR | 5.490% | — | Standard |
HELOC rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (10- or 15-year term)heloc_variable | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (5-year term / 80% LTV)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| HELOC (Variable)heloc_variable | 6.990% APR | 6.990% | — | Standard |
| 10-Year HELOC (Variable)heloc_variable | 6.990% APR | 6.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| Home Equity Loan (5-year term / 90% LTV)heloc_fixed | 7.240% APR | 7.240% | — | Standard |
| 15-Year HELOC (Variable)heloc_variable | 7.240% APR | 7.240% | — | Standard |
| Home Equity Loan (10-year term / 80% LTV)heloc_fixed | 7.490% APR | 7.490% | — | Standard |
| HELOC INTEREST ONLY (5-year term)heloc_variable | 7.500% APR | 7.500% | — | Standard |
| Home Equity Loan (10-year term / 90% LTV)heloc_fixed | 7.740% APR | 7.740% | — | Standard |
| Home Equity Loan (15-year term / 80% LTV)heloc_fixed | 8.290% APR | 8.290% | — | Standard |
| Home Equity Loan (15-year term / 90% LTV)heloc_fixed | 8.540% APR | 8.540% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured - Signature Loan/Linepersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 4.15% APY | 4.15% | — | Standard |
Other rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Capital Credit Union of North Dakotaother | 1.000% % | 1.000% | — | Standard |
| Fixed Rate Loanother | 2.000% % | 2.000% | — | Standard |
| New Manufactured Homes (Additional Requirements)other | 7.000% % | 7.000% | — | Standard |
| New Manufactured Homesother | 7.000% % | 7.000% | — | Standard |
| Used Manufactured Homesother | 7.500% % | 7.500% | — | Standard |
| Used Manufactured Homes (Additional Requirements)other | 7.500% % | 7.500% | — | Standard |
Vehicle loans available from 4.49% APR. HELOC rates from 6.25% APR. Personal loan rates from 12% APR. Savings and certificate yields up to 4.15% APY.
Source: RateAPI.dev, verified from Capital Credit Union's official website
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About Capital Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 32.5K
- Assets
- $907.8M
- Founded
- 1939
- Locations reported
- 12
- NCUA charter
- 61637
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Capital Credit Union
Membership eligibility from Capital Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bismarck, Fargo, Hazen +3 more
Cost to join: About $25.
Verified from Capital Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Capital Credit Union?
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Frequently Asked Questions
What rates does Capital Credit Union offer?
Capital Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Capital Credit Union rates updated?
RateAPI verifies Capital Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Capital Credit Union's rate data?
Rate data is collected directly from Capital Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Capital Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, Capital Credit Union offers vehicle loans from 4.49% APR.
What is Capital Credit Union's HELOC rate?
As of August 4, 2026, Capital Credit Union offers home equity lines of credit from 6.25% APR.
What is Capital Credit Union's personal loan rate?
As of August 4, 2026, Capital Credit Union offers personal loans from 12% APR.
What is Capital Credit Union's best CD rate?
As of August 4, 2026, Capital Credit Union offers savings and certificate (CD) yields up to 4.15% APY.
Related Rate Data
Compare Capital Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Capital Credit Union rates
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# Get rates for Capital Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/capital" \
-H "Authorization: Bearer YOUR_API_KEY"