Hometown Credit Union

Kulm, North Dakota
Last verified: August 4, 2026
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Verified rate book

Current Hometown Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Savings & CD rates

28 offers
Hometown Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Savings (S1)share_savings0.40% APY0.40%—Standard
Super Share Savings (S2)share_savings0.50% APY0.50%—Standard
Youth Share Savings (S3)share_savings1.75% APY1.75%—Eligibility restricted
Christmas Club (S5)savings1.75% APY1.75%—Specialty offer
27-Month Certificatecd_27mo3.04% APY3.00%27 moStandard
30-Month Certificatecd_30mo3.04% APY3.00%30 moStandard
33-Month Certificatecd_33mo3.04% APY3.00%33 moStandard
36-Month Certificatecd_36mo3.04% APY3.00%36 moStandard
3-Month Certificatecd_3mo3.04% APY3.00%3 moStandard
12-Month Certificatecd_12mo3.04% APY3.00%12 moStandard
15-Month Certificatecd_15mo3.04% APY3.00%15 moStandard
18-Month Certificatecd_18mo3.04% APY3.00%18 moStandard
21-Month Certificatecd_21mo3.04% APY3.00%21 moStandard
6-Month Certificatecd_6mo3.04% APY3.00%6 moStandard
45-Month Certificatecd_45mo3.55% APY3.50%45 moStandard
51-Month Certificatecd_51mo3.55% APY3.50%51 moStandard
54-Month Certificatecd_54mo3.55% APY3.50%54 moStandard
57-Month Certificatecd_57mo3.55% APY3.50%57 moStandard
65-Month Certificatecd_65mo3.55% APY3.50%65 moStandard
72-Month Certificatecd_72mo3.55% APY3.50%72 moStandard
39-Month Certificatecd_39mo3.55% APY3.50%39 moStandard
48-Month Certificatecd_48mo3.55% APY3.50%48 moStandard
IRA - Traditional (S7)ira3.75% APY3.75%—Standard
9-Month Certificatecd_9mo4.06% APY4.00%9 moStandard
12 month Youth (ages 21 yrs & younger)cd_12mo4.06% APY4.00%12 moEligibility restricted
24-Month Certificatecd_24mo4.17% APY4.10%24 moStandard
42-Month Certificatecd_42mo4.27% APY4.20%42 moStandard
60-Month Certificatecd_60mo4.37% APY4.30%60 moStandard

Savings and certificate yields up to 4.37% APY.

Source: RateAPI.dev, verified from Hometown Credit Union's official website

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About Hometown Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.4K
Assets
$219.3M
Founded
1949
Locations reported
5
NCUA charter
61648
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Dakota PlainsDPCU - Edgeley · Edgeley · ND · 58433About 13.6 miles awayFirst CommunityBranch - Wishek · Wishek · ND · 58495About 31.0 miles awayAreaArea Federal Credit Union · ABERDEEN · SD · 57401About 56.9 miles awayDakotalandAberdeen Branch · Aberdeen · SD · 57401-6129About 56.9 miles awayHealthcare PlusMain Location · Aberdeen · SD · 57401About 56.9 miles awayNorstarMain Location · Britton · SD · 57430About 65.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Hometown Credit Union

Membership eligibility from Hometown Credit Union's own published criteria. How we verify this.

Community charter: live/work in Barnes, Burleigh, Dickey +9 more

  • LocationBarnes, Burleigh, Dickey, Emmons, Kidder, LaMoure, Logan, McIntosh, Morton, Sargent, Sioux, Stutsman

Cost to join: About $5.

Verified from Hometown Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Hometown Credit Union offer?

Hometown Credit Union is a credit union in North Dakota. Rate data is currently being verified.

How often are Hometown Credit Union rates updated?

RateAPI verifies Hometown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Hometown Credit Union's rate data?

Rate data is collected directly from Hometown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hometown Credit Union's best CD rate?

As of August 4, 2026, Hometown Credit Union offers savings and certificate (CD) yields up to 4.37% APY.

Related Rate Data

Compare Hometown Credit Union's rates against national credit-union benchmarks.

More North Dakota credit unionsHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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  -H "Authorization: Bearer YOUR_API_KEY"
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