Western Cooperative Credit Union

Williston, North Dakota
Last verified: August 4, 2026
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Verified rate book

Current Western Cooperative Credit Union rates

9 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Western Cooperative Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo4.450% APR4.450%36 moStandard
48-Month Auto Loanauto_any_48mo4.600% APR4.600%48 moStandard
60-Month Auto Loanauto_any_60mo4.750% APR4.750%60 moStandard
72-Month Auto Loanauto_any_72mo4.950% APR4.950%72 moStandard
Recreationalpowersports5.250% APR5.250%—Standard

Savings & CD rates

4 offers
Western Cooperative Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Flexible Shares Tier IIIsavings0.05% APY0.05%—Standard
IRAira0.20% APY0.20%—Standard
Coverdell Education Savings Accountsavings0.20% APY0.20%—Standard
Pee Wee and CU Succeedsavings1.49% APY1.49%—Standard

Vehicle loans available from 4.45% APR for 36 months. Savings and certificate yields up to 1.49% APY.

Source: RateAPI.dev, verified from Western Cooperative Credit Union's official website

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About Western Cooperative Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.2K
Assets
$521.5M
Founded
1938
Locations reported
8
NCUA charter
61758
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Dakota WestDakota West CU - Grenora Branch · Grenora · ND · 58845About 28.6 miles awayRichlandRichland Federal Credit Union · Culbertson · MT · 59218About 35.1 miles awayFroidMain Office · Froid · MT · 59226About 35.8 miles awayDaniels-SheridanDISASTER SITE · Medicine Lake · MT · 59247About 39.6 miles awayTown and CountryStanley · Stanley · ND · 58784About 62.4 miles awayBadlandsMain Office · Glendive · MT · 59330-1744About 90.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Western Cooperative Credit Union

Membership eligibility from Western Cooperative Credit Union's own published criteria. How we verify this.

Community charter: live/work in Williston, ND

  • LocationND

Cost to join: About $5.

Verified from Western Cooperative Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Western Cooperative Credit Union offer?

Western Cooperative Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Western Cooperative Credit Union rates updated?

RateAPI verifies Western Cooperative Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Western Cooperative Credit Union's rate data?

Rate data is collected directly from Western Cooperative Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Western Cooperative Credit Union's auto & powersports loan rates?

As of August 4, 2026, Western Cooperative Credit Union offers vehicle loans from 4.45% APR.

What is Western Cooperative Credit Union's best CD rate?

As of August 4, 2026, Western Cooperative Credit Union offers savings and certificate (CD) yields up to 1.49% APY.

Related Rate Data

Compare Western Cooperative Credit Union's rates against national credit-union benchmarks.

More North Dakota credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Western Cooperative Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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