Utica Police Department Credit Union
Verified rate book
Current Utica Police Department Credit Union rates
26 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month New Auto Loanauto_new_48mo | 4.490% APR | 4.490% | 48 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 4.990% APR | 4.990% | 48 mo · used | Standard |
| New Boat, RV*boat_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.990% APR | 4.990% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.490% APR | 5.490% | 84 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.740% APR | 5.740% | 72 mo · used | Standard |
| New Boat, RV*boat_new_72mo | 5.990% APR | 5.990% | 72 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 6.490% APR | 6.490% | 84 mo · used | Standard |
| 96-Month New Auto Loanauto_new_96mo | 6.490% APR | 6.490% | 96 mo · new | Standard |
| New Boat, RV*boat_new_96mo | 7.500% APR | 7.500% | 96 mo · new | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 4.500% APR | 4.500% | — | Standard |
| Thereafter - rate will be Prime Rate (PR)heloc_variable | 10.000% APR | 10.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecure Personal*personal_unsecured_48mo | 8.250% APR | 8.250% | 48 mo | Standard |
| Unsecure Personal*personal_unsecured_60mo | 8.750% APR | 8.750% | 60 mo | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Draft (Checking)savings | 0.10% APY | 0.10% | — | Standard |
| Savingssavings | 0.35% APY | 0.35% | — | Standard |
| Money Market $500 -$24,999.99 $25,000 -$74,999.99 $75,000 -$149,999.99 $150,000 and upmoney_market | 0.80% APY | 0.80% | — | Standard |
| Christmas Clubsavings | 1.40% APY | 1.40% | — | Specialty offer |
| Qrtly/Qrtlysavings | 3.00% APY | 2.97% | — | Standard |
| 60-Month IRA Certificateira_cd_60mo | 3.00% APY | 2.97% | 60 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.75% APY | 3.70% | 36 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 4.00% APY | 3.94% | 12 mo | Standard |
| Variable IRA Savingsira | 4.15% APY | 4.07% | — | Standard |
| Monthly/Monthlysavings | 4.15% APY | 4.07% | — | Standard |
| 10-Month Certificatecd_10mo | 4.50% APY | 4.50% | 10 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Year Pay Back After The Draw Period Expiresother | 2.990% % | 2.990% | — | Standard |
Vehicle loans available from 4.49% APR for 48 months. HELOC rates from 4.5% APR. Personal loan rates from 8.25% APR. Savings and certificate yields up to 4.50% APY.
Source: RateAPI.dev, verified from Utica Police Department Credit Union's official website
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About Utica Police Department Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 601
- Assets
- $6.3M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 2208
- Charter type
- Federal credit union
Services and member support
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Utica Police Department Credit Union
Membership eligibility from Utica Police Department Credit Union's own published criteria. How we verify this.
Membership via employers (National Grid)
- EmployerNational Grid
Cost to join: About $5.
Verified from Utica Police Department Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Utica Police Department Credit Union?
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Frequently Asked Questions
What rates does Utica Police Department Credit Union offer?
Utica Police Department Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Utica Police Department Credit Union rates updated?
RateAPI verifies Utica Police Department Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Utica Police Department Credit Union's rate data?
Rate data is collected directly from Utica Police Department Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Utica Police Department Credit Union's auto & boat loan rates?
As of August 4, 2026, Utica Police Department Credit Union offers vehicle loans from 4.49% APR.
What is Utica Police Department Credit Union's HELOC rate?
As of August 4, 2026, Utica Police Department Credit Union offers home equity lines of credit from 4.5% APR.
What is Utica Police Department Credit Union's personal loan rate?
As of August 4, 2026, Utica Police Department Credit Union offers personal loans from 8.25% APR.
What is Utica Police Department Credit Union's best CD rate?
As of August 4, 2026, Utica Police Department Credit Union offers savings and certificate (CD) yields up to 4.50% APY.
Related Rate Data
Compare Utica Police Department Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Utica Police Department Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/utica-police-department" \
-H "Authorization: Bearer YOUR_API_KEY"