Mohawk Valley Credit Union

Marcy, New York
Last verified: August 4, 2026
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Verified rate book

Current Mohawk Valley Credit Union rates

26 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Mohawk Valley Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
A/ 680-729auto7.910% APR7.910%Standard
B / 640-679auto8.190% APR8.190%Standard
C / 600-639auto11.160% APR11.160%Standard
D / 550-599auto12.690% APR12.690%Standard
E / <549auto15.690% APR15.690%Standard

Savings & CD rates

12 offers
Mohawk Valley Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Club Accountsavings0.05% APY0.05%Specialty offer
Share/Savings ($100+)savings0.15% APY0.15%Standard
Share IRA ($500 min.)ira0.35% APY0.35%Standard
Money Market ($2,500 min.)money_market1.00% APY1.00%Standard
Money Market ($25,000 min)money_market1.20% APY1.20%Standard
3 Years ($1,000 min.)cd_36mo2.86% APY2.86%36 moStandard
36 Month ($1,000 Min.)cd_36mo3.00% APY3.00%36 moStandard
2 Years ($1,000 min.)cd_24mo3.59% APY3.59%24 moStandard
1 Year ($1,000 min.)cd_12mo3.69% APY3.69%12 moStandard
6 Month ($1,000 Min.)cd_6mo3.83% APY3.83%6 moStandard
24-30 Month ($1,000min.)cd_30mo4.00% APY4.00%30 moStandard
18 Month ($1,000 Min.)cd_18mo4.00% APY4.00%18 moStandard

Other rates

9 offers
Mohawk Valley Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
18 Month ($1,000 Min.)other4.000% %3.500%Standard
36 Month ($1,000 Min.)other4.000% %3.500%Standard
A+ /730+other4.240% %4.240%Standard
A+ / 730+other4.490% %4.490%Standard
6 Month ($1,000 Min.)other4.600% %3.500%Standard
A / 680-729other4.740% %4.740%Standard
A+ / 730+5other7.410% %7.410%Standard
C/ 600-639other10.440% %10.440%Standard
E/ <549other17.250% %17.250%Standard

Auto loans available from 7.91% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Mohawk Valley Credit Union's official website

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About Mohawk Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.3K
Assets
$61.3M
Founded
1971
Locations reported
2
NCUA charter
20823
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mohawk Valley Credit Union

Membership eligibility from Mohawk Valley Credit Union's own published criteria. How we verify this.

Membership via employers (New York State Employees +2 more)

  • EmployerNew York State Employees, Herkimer County Employees, Town of Marcy Employees

Verified from Mohawk Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mohawk Valley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mohawk Valley Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Mohawk Valley Credit Union offer?

Mohawk Valley Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mohawk Valley Credit Union rates updated?

RateAPI verifies Mohawk Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mohawk Valley Credit Union's rate data?

Rate data is collected directly from Mohawk Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mohawk Valley Credit Union's auto loan rates?

As of August 4, 2026, Mohawk Valley Credit Union offers auto loans from 7.91% APR.

What is Mohawk Valley Credit Union's best CD rate?

As of August 4, 2026, Mohawk Valley Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Mohawk Valley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mohawk Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/mohawk-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"