Empower Credit Union
Verified rate book
Current Empower Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 6.082% APR | 6.082% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Solar Panel Securedpersonal_secured_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| Variable Rate Line of Credit †ploc_variable | 6.750% APR | 6.750% | — | Standard |
| Solar Panel Securedpersonal_secured_120mo | 6.990% APR | 6.990% | 120 mo | Standard |
| Solar Panel Securedpersonal_secured_180mo | 7.490% APR | 7.490% | 180 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.490% APR | 9.490% | — | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 10.740% APR | 10.740% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
As of August 4, 2026, Empower Credit Union offers mortgage rates from 6.082% APR. HELOC rates from 6.75% APR. Personal loan rates from 6.49% APR.
Source: RateAPI.dev, verified from Empower Credit Union's official website
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About Empower Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 307.9K
- Assets
- $4.3B
- Founded
- 1939
- Locations reported
- 25
- NCUA charter
- 3025
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Empower Credit Union
Membership eligibility from Empower Credit Union's own published criteria. How we verify this.
Membership via employers (employees of many companies)
- LocationNY
- Employeremployees of many companies
Verified from Empower Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Empower Credit Union?
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Frequently Asked Questions
What rates does Empower Credit Union offer?
Empower Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Empower Credit Union rates updated?
RateAPI verifies Empower Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Empower Credit Union's rate data?
Rate data is collected directly from Empower Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Empower Credit Union's mortgage rate?
As of August 4, 2026, Empower Credit Union offers mortgage rates from 6.082% APR.
What is Empower Credit Union's HELOC rate?
As of August 4, 2026, Empower Credit Union offers home equity lines of credit from 6.75% APR.
What is Empower Credit Union's personal loan rate?
As of August 4, 2026, Empower Credit Union offers personal loans from 6.49% APR.
Related Rate Data
Compare Empower Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Empower Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Empower Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/empower" \
-H "Authorization: Bearer YOUR_API_KEY"