First Source Credit Union
Verified rate book
Current First Source Credit Union rates
92 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
Auto & vehicle rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.240% APR | 4.240% | — | Standard |
| Boats, Campers, RV's & Motor Homes (12 Month)boat_any_12mo | 4.990% APR | 4.990% | 12 mo | Standard |
| RV Loanrv | 4.990% APR | 4.990% | — | Standard |
| Boats, Campers, RV's & Motor Homes (48 Month)boat_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| Boats, Campers, RV's & Motor Homes (36 Month)boat_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| Boats, Campers, RV's & Motor Homes (24 Month)boat_any_24mo | 4.990% APR | 4.990% | 24 mo | Standard |
| Boats, Campers, RV's & Motor Homes (60 Month)boat_any_60mo | 5.240% APR | 5.240% | 60 mo | Standard |
| Boats, Campers, RV's & Motor Homes (72 Month)boat_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| Boats, Campers, RV's & Motor Homes (84 Month)boat_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| Recreational Use Vehicles (12 Month)rv_any_12mo | 5.990% APR | 5.990% | 12 mo | Standard |
| Recreational Use Vehicles (24 Month)rv_any_24mo | 5.990% APR | 5.990% | 24 mo | Standard |
| Recreational Use Vehicles (36 Month)rv_any_36mo | 5.990% APR | 5.990% | 36 mo | Standard |
| Boats, Campers, RV's & Motor Homes (108 Month)boat_any_108mo | 6.240% APR | 6.240% | 108 mo | Standard |
| Boats, Campers, RV's & Motor Homes (96 Month)boat_any_96mo | 6.240% APR | 6.240% | 96 mo | Standard |
| Recreational Use Vehicles (48 Month)rv_any_48mo | 6.250% APR | 6.250% | 48 mo | Standard |
| Recreational Use Vehicles (60 Month)rv_any_60mo | 6.500% APR | 6.500% | 60 mo | Standard |
| Boats, Campers, RV's & Motor Homes (120 Month)boat_any_120mo | 6.540% APR | 6.540% | 120 mo | Standard |
| Recreational Use Vehicles (72 Month)rv_any_72mo | 6.600% APR | 6.600% | 72 mo | Standard |
| Recreational Use Vehicles (84 Month)rv_any_84mo | 6.700% APR | 6.700% | 84 mo | Standard |
| Boats, Campers, RV's & Motor Homes (180 Month)boat_any_180mo | 7.540% APR | 7.540% | 180 mo | Standard |
HELOC rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1-Year Home Equity Loan — Intro Rateheloc | 4.740% APR | 4.740% | — | Introductory offer |
| 1st Lien Home Equity Loan (1-5 Years)heloc_fixed | 4.740% APR | 4.740% | — | Standard |
| 2nd Lien Home Equity Loan (1-5 Years)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
| 1st Lien Home Equity Loan (6-10 Years)heloc_fixed | 5.740% APR | 5.740% | — | Standard |
| 18-Month Home Equity Loan — Intro Rateheloc | 5.990% APR | 5.990% | — | Introductory offer |
| 1st Lien Home Equity Loan (11-15 Years)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| 2nd Lien Home Equity Loan (6-10 Years)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| 1st Lien Home Equity Loan (16-20 Years)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| 2nd Lien Home Equity Loan (11-15 Years)heloc_fixed | 6.740% APR | 6.740% | — | Standard |
| 2nd Lien Home Equity Loan (16-20 Years)heloc_fixed | 7.240% APR | 7.240% | — | Standard |
Personal loan rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 120-Month Share-Secured Loanpersonal_secured_120mo | 2.350% APR | 2.350% | 120 mo | Standard |
| Holiday Loan (12 Months)personal_unsecured_12mo | 5.990% APR | 5.990% | 12 mo | Standard |
| Home Improvement Loan (24 Month)personal_unsecured_24mo | 7.740% APR | 7.740% | 24 mo | Standard |
| Home Improvement Loan (12 Month)personal_unsecured_12mo | 7.740% APR | 7.740% | 12 mo | Standard |
| Home Improvement Loan (48 Month)personal_unsecured_48mo | 8.240% APR | 8.240% | 48 mo | Standard |
| Home Improvement Loan (36 Month)personal_unsecured_36mo | 8.240% APR | 8.240% | 36 mo | Standard |
| Home Improvement Loan (60 Month)personal_unsecured_60mo | 8.240% APR | 8.240% | 60 mo | Standard |
| Home Improvement Loan (72 Month)personal_unsecured_72mo | 8.740% APR | 8.740% | 72 mo | Standard |
| Home Improvement Loan (96 Month)personal_unsecured_96mo | 9.740% APR | 9.740% | 96 mo | Standard |
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 9.740% APR | 9.740% | 12 mo | Standard |
| Home Improvement Loan (84 Month)personal_unsecured_84mo | 9.740% APR | 9.740% | 84 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 9.740% APR | 9.740% | 24 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.740% APR | 9.740% | — | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 10.240% APR | 10.240% | 48 mo | Standard |
| Home Improvement Loan (108 Month)personal_unsecured_108mo | 10.240% APR | 10.240% | 108 mo | Standard |
| Home Improvement Loan (120 Month)personal_unsecured_120mo | 10.240% APR | 10.240% | 120 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 10.240% APR | 10.240% | 36 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.240% APR | 10.240% | 60 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Bank Smarter. Live Smarter. (as high as)savings | 4.05% APY | 4.05% | — | Standard |
Equipment loan rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loan (48 Month)equipment_48mo | 5.240% APR | 5.240% | — | Standard |
| Equipment Loan (24 Month)equipment_24mo | 5.240% APR | 5.240% | — | Standard |
| Equipment Loan (12 Month)equipment_12mo | 5.240% APR | 5.240% | — | Standard |
| Equipment Loan (36 Month)equipment_36mo | 5.240% APR | 5.240% | — | Standard |
| Equipment Loan (60 Month)equipment_60mo | 5.740% APR | 5.740% | — | Standard |
| Equipment Loan (72 Month)equipment_72mo | 5.990% APR | 5.990% | — | Standard |
| Equipment Loan (84 Month)equipment_84mo | 6.740% APR | 6.740% | — | Standard |
| Equipment Loan (120 Month)equipment_120mo | 6.990% APR | 6.990% | — | Standard |
Other rates
31 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $10,000.00 and Over Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| $0.01 - $999.99 Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| $5,000.00-$9,999.99 Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| $0.01-$999.99 Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| $1,000.00-$4,999.99 Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| $1,000.00 - $4,999.99 Minimum balance to earn dividendsother | 0.250% % | 0.250% | — | Standard |
| 6 Month Introductory Rateother | 2.990% % | 2.990% | — | Introductory offer |
| 2024-2027 Including Classics (12 Month)other | 4.240% % | 4.240% | — | Standard |
| 2024-2027 Including Classics (48 Month)other | 4.240% % | 4.240% | — | Standard |
| Bank Smarter. Live Smarter. (as low as)other | 4.240% % | 4.240% | — | Standard |
| 2024-2027 Including Classics (24 Month)other | 4.240% % | 4.240% | — | Standard |
| 2024-2027 Including Classics (36 Month)other | 4.240% % | 4.240% | — | Standard |
| 2024-2027 Including Classics (60 Month)other | 4.490% % | 4.490% | — | Standard |
| 12 Month Introductory Rateother | 4.740% % | 4.740% | — | Introductory offer |
| 2024-2027 Including Classics (72 Month)other | 4.990% % | 4.990% | — | Standard |
| 2024-2027 Including Classics (84 Month)other | 5.490% % | 5.490% | — | Standard |
| 2024 & Older (24 Month)other | 5.750% % | 5.750% | — | Standard |
| 2024 & Older (12 Month)other | 5.750% % | 5.750% | — | Standard |
| 2024 & Older (36 Month)other | 5.850% % | 5.850% | — | Standard |
| 2024 & Older (48 Month)other | 5.950% % | 5.950% | — | Standard |
| 18 Month Introductory Rateother | 5.990% % | 5.990% | — | Introductory offer |
| RFMC Bicycle Loan (12 Month)other | 5.990% % | 5.990% | — | Standard |
| 2024 & Older (60 Month)other | 6.050% % | 6.050% | — | Standard |
| 2024 & Older (72 Month)other | 6.300% % | 6.300% | — | Standard |
| 2024 & Older (84 Month)other | 6.550% % | 6.550% | — | Standard |
| 2024 & Older (96 Month)other | 6.800% % | 6.800% | — | Standard |
| 2024-2027 Including Classics (96 Month)other | 6.990% % | 6.990% | — | Standard |
| 2024 & Older (108 Month)other | 7.050% % | 7.050% | — | Standard |
| 2024 & Older (120 Month)other | 7.550% % | 7.550% | — | Standard |
| 2024-2027 Including Classics (108 Month)other | 7.990% % | 7.990% | — | Standard |
| 2024 & Older (180 Month)other | 8.550% % | 8.550% | — | Standard |
As of August 4, 2026, First Source Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 4.24% APR. HELOC rates from 4.74% APR. Personal loan rates from 2.35% APR. Savings and certificate yields up to 4.05% APY. Equipment loans from 5.24% APR.
Source: RateAPI.dev, verified from First Source Credit Union's official website
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About First Source Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 64.2K
- Assets
- $1.1B
- Founded
- 1938
- Locations reported
- 6
- NCUA charter
- 2658
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
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Who Can Join First Source Credit Union
Membership eligibility from First Source Credit Union's own published criteria. How we verify this.
Membership criteria are published on First Source Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from First Source Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does First Source Credit Union offer?
First Source Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Source Credit Union rates updated?
RateAPI verifies First Source Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Source Credit Union's rate data?
Rate data is collected directly from First Source Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is First Source Credit Union's mortgage rate?
As of August 4, 2026, First Source Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are First Source Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, First Source Credit Union offers vehicle loans from 4.24% APR.
What is First Source Credit Union's HELOC rate?
As of August 4, 2026, First Source Credit Union offers home equity lines of credit from 4.74% APR.
What is First Source Credit Union's personal loan rate?
As of August 4, 2026, First Source Credit Union offers personal loans from 2.35% APR.
What is First Source Credit Union's best CD rate?
As of August 4, 2026, First Source Credit Union offers savings and certificate (CD) yields up to 4.05% APY.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for First Source Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/first-source" \
-H "Authorization: Bearer YOUR_API_KEY"