Troy Credit Union
Verified rate book
Current Troy Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.750% APR | 3.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 3.650% APR | 3.650% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 3.19% APY | 3.19% | 6 mo | Standard |
| 12 Month Add-oncd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 12 Month Add-On IRA 2ira | 3.25% APY | 3.19% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.65% APY | 3.65% | 36 mo | Standard |
| 3-Month Certificatecd_3mo | 3.65% APY | 3.65% | 3 mo | Standard |
| 48-Month Certificatecd_48mo | 3.65% APY | 3.65% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.65% APY | 3.65% | 60 mo | Standard |
| Certificatecd | 3.75% APY | 3.75% | — | Standard |
| 18 Month Bump Up 4cd_18mo | 3.75% APY | 3.75% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.99% APY | 3.99% | 24 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fresh Start Loanother | 0.800% % | 0.800% | — | Standard |
| Detailsother | 3.750% % | 3.750% | — | Standard |
Auto loans available from 3.75% APR. Personal loan rates from 3.65% APR. Savings and certificate yields up to 3.99% APY.
Source: RateAPI.dev, verified from Troy Credit Union's official website
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About Troy Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 529
- Assets
- $3.7M
- Founded
- 1963
- Locations reported
- 1
- NCUA charter
- 15928
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Troy Credit Union
Membership eligibility from Troy Credit Union's own published criteria. How we verify this.
Membership criteria are published on Troy Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $1.
Verified from Troy Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Troy Credit Union?
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Frequently Asked Questions
What rates does Troy Credit Union offer?
Troy Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Troy Credit Union rates updated?
RateAPI verifies Troy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Troy Credit Union's rate data?
Rate data is collected directly from Troy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Troy Credit Union's auto loan rates?
As of August 4, 2026, Troy Credit Union offers auto loans from 3.75% APR.
What is Troy Credit Union's personal loan rate?
As of August 4, 2026, Troy Credit Union offers personal loans from 3.65% APR.
What is Troy Credit Union's best CD rate?
As of August 4, 2026, Troy Credit Union offers savings and certificate (CD) yields up to 3.99% APY.
Related Rate Data
Compare Troy Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Troy Credit Union rates
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# Get rates for Troy Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/troy" \
-H "Authorization: Bearer YOUR_API_KEY"