Hudson River Community Credit Union
Verified rate book
Current Hudson River Community Credit Union rates
31 published offers verified as of August 3, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 10/1 ARM10 1 arm | 5.500% APR | 5.500% | — | Standard |
| 10/1 ARM10 1 arm | 5.500% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 5.625% APR | 5.625% | — | Standard |
| 20-Year Fixed20 year fixed | 5.625% APR | 5.625% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 3.990% APR | 3.990% | 36 mo | Standard |
| Auto Loanauto | 4.240% APR | 4.240% | — | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.650% APR | 4.650% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 4.650% APR | 4.650% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 5.150% APR | 5.150% | — | Standard |
| 10/1 ARM Home Equity Loanheloc_fixed | 5.500% APR | 5.500% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 5.650% APR | 5.650% | — | Standard |
| 30-Year Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 144-Month Secured Personal Loanpersonal_secured_144mo | 5.750% APR | 5.750% | 144 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.900% APR | 8.900% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| IRAira | 1.00% APY | 1.00% | — | Standard |
| IRAira | 1.25% APY | 1.24% | — | Standard |
| IRAira | 1.50% APY | 1.49% | — | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.50% APY | 2.48% | 48 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.50% APY | 2.48% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.50% APY | 2.48% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.50% APY | 2.48% | 60 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.00% APY | 2.97% | 18 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.10% APY | 3.06% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.25% APY | 3.21% | 6 mo | Standard |
As of August 3, 2026, Hudson River Community Credit Union offers a 30-year fixed mortgage at 6% APR. Auto loans available from 3.99% APR for 36 months. HELOC rates from 4.65% APR. Personal loan rates from 5.75% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Hudson River Community Credit Union's official website
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About Hudson River Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 33.7K
- Assets
- $364.8M
- Founded
- 1954
- Locations reported
- 5
- NCUA charter
- 24987
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Hudson River Community Credit Union
Membership eligibility from Hudson River Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Hudson River Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $1.
Verified from Hudson River Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Hudson River Community Credit Union?
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Frequently Asked Questions
What rates does Hudson River Community Credit Union offer?
Hudson River Community Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Hudson River Community Credit Union rates updated?
RateAPI verifies Hudson River Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Hudson River Community Credit Union's rate data?
Rate data is collected directly from Hudson River Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Hudson River Community Credit Union's mortgage rate?
As of August 3, 2026, Hudson River Community Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Hudson River Community Credit Union's auto loan rates?
As of August 3, 2026, Hudson River Community Credit Union offers auto loans from 3.99% APR.
What is Hudson River Community Credit Union's HELOC rate?
As of August 3, 2026, Hudson River Community Credit Union offers home equity lines of credit from 4.65% APR.
What is Hudson River Community Credit Union's personal loan rate?
As of August 3, 2026, Hudson River Community Credit Union offers personal loans from 5.75% APR.
What is Hudson River Community Credit Union's best CD rate?
As of August 3, 2026, Hudson River Community Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Hudson River Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Hudson River Community Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/hudson-river-community" \
-H "Authorization: Bearer YOUR_API_KEY"