Sunmark Credit Union
Verified rate book
Current Sunmark Credit Union rates
35 published offers verified as of August 3, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| USDA 30-Year Fixed30 year fixed | 6.553% APR | 6.250% | — | Standard |
| 30-Year Fixed30 year fixed | 6.634% APR | 6.500% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 6.695% APR | 6.125% | — | Standard |
| Construction Draw Loan - 30 Year Fixed30 year fixed | 6.864% APR | 6.750% | — | Standard |
| VA 30-Year Fixed30 year fixed | 7.035% APR | 6.375% | — | Standard |
| 2nd Home 30 Year Fixed30 year fixed | 7.264% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 6.467% APR | 6.250% | — | Standard |
| 5/1 ARM5 1 arm | 6.539% APR | 5.990% | — | Standard |
| 20-Year Fixed20 year fixed | 6.546% APR | 6.375% | — | Standard |
| 5/5 ARM5 5 arm | 6.622% APR | 6.125% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car and Motorcyclemotorcycle_any_24mo | 4.240% APR | 4.240% | 24 mo | Standard |
| Car and Motorcyclemotorcycle_any_72mo | 4.490% APR | 4.490% | 72 mo | Standard |
| Car and Motorcyclemotorcycle_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| ATV, Snowmobiles, Boats, Motor Homes, Travel Trailerspowersports_any_24mo | 8.240% APR | 8.240% | 24 mo | Standard |
| ATV, Snowmobiles, Boats, Motor Homes, Travel Trailerspowersports_any_48mo | 8.490% APR | 8.490% | 48 mo | Standard |
| ATV, Snowmobiles, Boats, Motor Homes, Travel Trailerspowersports_any_60mo | 8.740% APR | 8.740% | 60 mo | Standard |
| ATV, Snowmobiles, Boats, Motor Homes, Travel Trailerspowersports_any_72mo | 9.240% APR | 9.240% | 72 mo | Standard |
| Car and Motorcyclemotorcycle_any_36mo | 9.740% APR | 9.740% | 36 mo | Standard |
| Car and Motorcyclemotorcycle_any_48mo | 9.990% APR | 9.990% | 48 mo | Standard |
| ATV, Snowmobiles, Boats, Motor Homes, Travel Trailerspowersports_any_144mo | 10.240% APR | 10.240% | 144 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.600% APR | 6.600% | — | Standard |
Personal loan rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 120-Month Secured Personal Loanpersonal_secured_120mo | 4.740% APR | 4.740% | 120 mo | Standard |
| 60-Month Secured Personal Loanpersonal_secured_60mo | 6.990% APR | 6.990% | 60 mo | Standard |
| Solar Improvement Loanpersonal_unsecured_60mo | 7.000% APR | 7.000% | 60 mo | Standard |
| Solar Improvement Loanpersonal_unsecured_120mo | 7.500% APR | 7.500% | 120 mo | Standard |
| Solar Improvement Loanpersonal_unsecured_180mo | 7.750% APR | 7.750% | 180 mo | Standard |
| Home Improvement Loanpersonal_unsecured_120mo | 9.990% APR | 9.990% | 120 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.740% APR | 11.740% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 14.490% APR | 14.490% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 11.490% APR | 11.490% | — | Standard |
| Platinum Rewards Credit Cardcredit_card_rewards | 13.490% APR | 13.490% | — | Standard |
| Signature Credit Cardcredit_card_platinum | 13.490% APR | 13.490% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HomeFlexother | 6.750% % | 6.750% | — | Standard |
| HomeFlex No Closing Costother | 6.750% % | 6.750% | — | Standard |
| HomeFlex100other | 9.000% % | 9.000% | — | Standard |
As of August 3, 2026, Sunmark Credit Union offers a 30-year fixed mortgage at 6.553% APR. Vehicle loans available from 4.24% APR for 24 months. HELOC rates from 6.6% APR. Personal loan rates from 4.74% APR. Credit card rates from 11.49% APR.
Source: RateAPI.dev, verified from Sunmark Credit Union's official website
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About Sunmark Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 88.5K
- Assets
- $1.2B
- Founded
- 1937
- Locations reported
- 16
- NCUA charter
- 68710
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Sunmark Credit Union
Membership eligibility from Sunmark Credit Union's own published criteria. How we verify this.
Community charter: live/work in Albany, Columbia, Delaware +20 more
- LocationAlbany, Columbia, Delaware, Dutchess, Essex, Fulton, Greene, Hamilton, Herkimer, Montgomery, Otsego, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Sullivan, Ulster, Warren, Washington, Westchester
Cost to join: About $1.
Verified from Sunmark Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Sunmark Credit Union?
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Frequently Asked Questions
What rates does Sunmark Credit Union offer?
Sunmark Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Sunmark Credit Union rates updated?
RateAPI verifies Sunmark Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Sunmark Credit Union's rate data?
Rate data is collected directly from Sunmark Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Sunmark Credit Union's mortgage rate?
As of August 3, 2026, Sunmark Credit Union offers a 30-year fixed mortgage at 6.553% APR.
What are Sunmark Credit Union's motorcycle & powersports loan rates?
As of August 3, 2026, Sunmark Credit Union offers vehicle loans from 4.24% APR.
What is Sunmark Credit Union's HELOC rate?
As of August 3, 2026, Sunmark Credit Union offers home equity lines of credit from 6.6% APR.
What is Sunmark Credit Union's personal loan rate?
As of August 3, 2026, Sunmark Credit Union offers personal loans from 4.74% APR.
Related Rate Data
Compare Sunmark Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Sunmark Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/sunmark" \
-H "Authorization: Bearer YOUR_API_KEY"