Tri-Lakes Credit Union

Saranac Lake, New York
Last verified: August 4, 2026
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Verified rate book

Current Tri-Lakes Credit Union rates

25 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Tri-Lakes Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Boat/Camper/Trailer/Tractor Loan (New)boat_new_60mo7.000% APR7.000%60 mo · newStandard
Boat/Camper/Trailer/Tractor Loan (Used)boat_used_48mo7.500% APR7.500%48 mo · usedStandard
Boat/Camper/Trailer/Tractor Loan (Used)boat_used_60mo7.750% APR7.750%60 mo · usedStandard
Boat/Camper/Trailer/Tractor Loan (New)boat_new_96mo7.750% APR7.750%96 mo · newStandard
Boat/Camper/Trailer/Tractor Loan (Used)boat_used_84mo8.000% APR8.000%84 mo · usedStandard
ATV/UTV/SNW/PWC Loan (Used)powersports_used_36mo8.000% APR8.000%36 mo · usedStandard
ATV/UTV/SNW/PWC Loan (New)powersports_new_48mo8.000% APR8.000%48 mo · newStandard
ATV/UTV/SNW/PWC Loan (Used)powersports_used_48mo8.250% APR8.250%48 mo · usedStandard
Used Auto Loan (9 years old and older)auto_used_48mo8.250% APR8.250%48 mo · usedStandard
48-Month Used Auto Loanauto_used_48mo8.250% APR8.250%48 mo · usedStandard
Boat/Camper/Trailer/Tractor Loan (New)boat_new_120mo8.250% APR8.250%120 mo · newStandard
ATV/UTV/SNW/PWC Loan (New)powersports_new_60mo8.250% APR8.250%60 mo · newStandard

Personal loan rates

2 offers
Tri-Lakes Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Unsecured Personal Loanpersonal_unsecured_48mo9.750% APR9.750%48 moStandard
Overdraft Line-of-Creditpersonal12.000% APR12.000%Standard

Credit card rates

1 offer
Tri-Lakes Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.900% APR12.900%Standard

Other rates

10 offers
Tri-Lakes Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Details: (36 months)other6.000% %6.000%Standard
Details: (48 months)other6.250% %6.250%Standard
Details: (60 months)other6.500% %6.500%Standard
New-60 monthsother7.000% %7.000%Standard
Details: (72 months)other7.250% %7.250%Standard
Used-48 monthsother7.500% %7.500%Standard
Used-60 monthsother7.750% %7.750%Standard
New-96 monthsother7.750% %7.750%Standard
Used-84 monthsother8.000% %8.000%Standard
New-120 monthsother8.250% %8.250%Standard

Vehicle loans available from 7% APR for 60 months. Personal loan rates from 9.75% APR. Credit card rates from 12.9% APR.

Source: RateAPI.dev, verified from Tri-Lakes Credit Union's official website

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About Tri-Lakes Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.2K
Assets
$28.4M
Founded
1978
Locations reported
2
NCUA charter
23198
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tri-Lakes Credit Union

Membership eligibility from Tri-Lakes Credit Union's own published criteria. How we verify this.

Membership criteria are published on Tri-Lakes Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationEssex, Franklin — NY

Verified from Tri-Lakes Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tri-Lakes Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tri-Lakes Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Tri-Lakes Credit Union offer?

Tri-Lakes Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tri-Lakes Credit Union rates updated?

RateAPI verifies Tri-Lakes Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tri-Lakes Credit Union's rate data?

Rate data is collected directly from Tri-Lakes Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tri-Lakes Credit Union's auto, boat & powersports loan rates?

As of August 4, 2026, Tri-Lakes Credit Union offers vehicle loans from 7% APR.

What is Tri-Lakes Credit Union's personal loan rate?

As of August 4, 2026, Tri-Lakes Credit Union offers personal loans from 9.75% APR.

Related Rate Data

Compare Tri-Lakes Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Tri-Lakes Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/tri-lakes" \
  -H "Authorization: Bearer YOUR_API_KEY"