Trailnorth Credit Union
Verified rate book
Current Trailnorth Credit Union rates
28 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 3.990% APR | 3.990% | used | Standard |
| New Auto Loanauto_new | 3.990% APR | 3.990% | new | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| 60-Month RV Loanrv_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 5.250% APR | 5.250% | — | Standard |
| HELOC (Variable)heloc_variable | 5.990% APR | 5.990% | — | Standard |
| Home Equity BOOST 3heloc | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.490% APR | 9.490% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-89 Dayssavings | 0.50% APY | 0.50% | — | Standard |
| 90-179 Dayssavings | 0.75% APY | 0.75% | — | Standard |
| 5 Yrs To Less Than 10 Yrscd_60mo | 3.00% APY | 3.00% | 60 mo | Standard |
| 5 Yrs To Less Than 10 Yrscd_60mo | 3.05% APY | 3.00% | 60 mo | Standard |
| 4 Yrs To Less Than 5 Yrscd_48mo | 3.10% APY | 3.10% | 48 mo | Standard |
| 3 Yrs To Less Than 4 Yrscd_36mo | 3.15% APY | 3.15% | 36 mo | Standard |
| 4 Yrs To Less Than 5 Yrscd_48mo | 3.15% APY | 3.10% | 48 mo | Standard |
| 3 Yrs To Less Than 4 Yrscd_36mo | 3.20% APY | 3.15% | 36 mo | Standard |
| 2 Yrs To Less Than 3 Yrscd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| 2 Yrs To Less Than 3 Yrscd_24mo | 3.30% APY | 3.25% | 24 mo | Standard |
| 1 Yr To Less Than 2 Yrscd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 1 Yr To Less Than 2 Yrscd_12mo | 3.56% APY | 3.50% | 12 mo | Standard |
| 180-364 Dayssavings | 3.75% APY | 3.75% | — | Standard |
| 180-364 Dayssavings | 3.82% APY | 3.75% | — | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
| 18-Month Certificatecd_18mo | 4.07% APY | 4.00% | 18 mo | Standard |
As of August 4, 2026, Trailnorth Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 3.99% APR. HELOC rates from 5.25% APR. Personal loan rates from 9.49% APR. Savings and certificate yields up to 4.07% APY.
Source: RateAPI.dev, verified from Trailnorth Credit Union's official website
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About Trailnorth Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11K
- Assets
- $176.5M
- Founded
- 1954
- Locations reported
- 4
- NCUA charter
- 9219
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Trailnorth Credit Union
Membership eligibility from Trailnorth Credit Union's own published criteria. How we verify this.
Community charter: live/work in Essex, Washington, Warren +3 more, NY, VT
- LocationEssex, Washington, Warren, Clinton, Franklin, Addison — NY, VT
Cost to join: About $5.
Verified from Trailnorth Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Trailnorth Credit Union?
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Frequently Asked Questions
What rates does Trailnorth Credit Union offer?
Trailnorth Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Trailnorth Credit Union rates updated?
RateAPI verifies Trailnorth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Trailnorth Credit Union's rate data?
Rate data is collected directly from Trailnorth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Trailnorth Credit Union's mortgage rate?
As of August 4, 2026, Trailnorth Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are Trailnorth Credit Union's auto & rv loan rates?
As of August 4, 2026, Trailnorth Credit Union offers vehicle loans from 3.99% APR.
What is Trailnorth Credit Union's HELOC rate?
As of August 4, 2026, Trailnorth Credit Union offers home equity lines of credit from 5.25% APR.
What is Trailnorth Credit Union's personal loan rate?
As of August 4, 2026, Trailnorth Credit Union offers personal loans from 9.49% APR.
What is Trailnorth Credit Union's best CD rate?
As of August 4, 2026, Trailnorth Credit Union offers savings and certificate (CD) yields up to 4.07% APY.
Related Rate Data
Compare Trailnorth Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Trailnorth Credit Union rates
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# Get rates for Trailnorth Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/trailnorth" \
-H "Authorization: Bearer YOUR_API_KEY"