Trunorthern Credit Union

Malone, New York
Last verified: August 3, 2026
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Verified rate book

Current Trunorthern Credit Union rates

37 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

7 offers
Trunorthern Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.772% APR6.625%Standard
VA 30-Year Fixed30 year fixed6.909% APR6.500%Standard
USDA 30-Year Fixed30 year fixed7.037% APR6.375%Standard
FHA 30-Year Fixed30 year fixed7.311% APR6.375%Standard
15-Year Fixed15 year fixed6.356% APR6.250%Standard
20-Year Fixed20 year fixed6.946% APR6.750%Standard
Vacant Landother6.250% APR6.250%Standard

Auto & vehicle rates

12 offers
Trunorthern Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
35-Month New Auto Loanauto_new_35mo5.000% APR5.000%35 mo · newStandard
48-Month New Auto Loanauto_new_48mo5.250% APR5.250%48 mo · newStandard
60-Month New RV Loanrv_new_60mo5.500% APR5.500%60 mo · newStandard
60-Month New Auto Loanauto_new_60mo5.500% APR5.500%60 mo · newStandard
75-Month New Auto Loanauto_new_75mo5.750% APR5.750%75 mo · newStandard
Used RV Loanrv_used6.000% APR6.000%usedStandard
84-Month New Auto Loanauto_new_84mo6.000% APR6.000%84 mo · newStandard
35-Month Used Auto Loanauto_used_35mo6.000% APR6.000%35 mo · usedStandard
48-Month Used Auto Loanauto_used_48mo6.250% APR6.250%48 mo · usedStandard
60-Month Used Auto Loanauto_used_60mo6.500% APR6.500%60 mo · usedStandard
75-Month Used Auto Loanauto_used_75mo6.750% APR6.750%75 mo · usedStandard
84-Month Used Auto Loanauto_used_84mo7.000% APR7.000%84 mo · usedStandard

HELOC rates

2 offers
Trunorthern Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Fixed Mortgage and Home Equity Loanheloc_fixed4.500% APR4.500%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

12 offers
Trunorthern Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Medical residency loanpersonal6.210% APR6.210%Standard
Other Collateralpersonal_secured6.500% APR6.500%Standard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.750% APR8.750%12 moStandard
12-Month Debt Consolidation Loanpersonal_unsecured_12mo9.250% APR9.250%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.750% APR9.750%24 moStandard
24-Month Debt Consolidation Loanpersonal_unsecured_24mo10.250% APR10.250%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.750% APR10.750%36 moStandard
36-Month Debt Consolidation Loanpersonal_unsecured_36mo11.250% APR11.250%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.750% APR11.750%48 moStandard
48-Month Debt Consolidation Loanpersonal_unsecured_48mo12.250% APR12.250%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo12.750% APR12.750%60 moStandard
60-Month Debt Consolidation Loanpersonal_unsecured_60mo13.250% APR13.250%60 moStandard

Student loan rates

3 offers
Trunorthern Credit Union student loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Undergraduate student loanstudent2.190% APR2.190%Advertised floor
Health professions loanstudent2.290% APR2.290%Standard
Dental residency loanstudent6.380% APR6.380%Standard

Credit card rates

1 offer
Trunorthern Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card6.990% APR6.990%Standard

As of August 3, 2026, Trunorthern Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 5% APR for 35 months. HELOC rates from 4.5% APR. Personal loan rates from 6.21% APR. Credit card rates from 6.99% APR.

Source: RateAPI.dev, verified from Trunorthern Credit Union's official website

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About Trunorthern Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.9K
Assets
$110.7M
Founded
1972
Locations reported
5
NCUA charter
21026
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Trunorthern Credit Union

Membership eligibility from Trunorthern Credit Union's own published criteria. How we verify this.

Community charter: live/work in St. Lawrence, Franklin, Clinton +1 more

  • LocationSt. Lawrence, Franklin, Clinton, Essex

Cost to join: About $25.

Verified from Trunorthern Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Trunorthern Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Trunorthern Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Trunorthern Credit Union offer?

Trunorthern Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Trunorthern Credit Union rates updated?

RateAPI verifies Trunorthern Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Trunorthern Credit Union's rate data?

Rate data is collected directly from Trunorthern Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Trunorthern Credit Union's mortgage rate?

As of August 3, 2026, Trunorthern Credit Union offers a 30-year fixed mortgage at 6.772% APR.

What are Trunorthern Credit Union's auto & rv loan rates?

As of August 3, 2026, Trunorthern Credit Union offers vehicle loans from 5% APR.

What is Trunorthern Credit Union's HELOC rate?

As of August 3, 2026, Trunorthern Credit Union offers home equity lines of credit from 4.5% APR.

What is Trunorthern Credit Union's personal loan rate?

As of August 3, 2026, Trunorthern Credit Union offers personal loans from 6.21% APR.

Related Rate Data

Compare Trunorthern Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Trunorthern Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/trunorthern" \
  -H "Authorization: Bearer YOUR_API_KEY"