Sea Comm Credit Union

Massena, New York
Last verified: July 29, 2026
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Verified rate book

Current Sea Comm Credit Union rates

15 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Sea Comm Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.490% APR5.490%Standard
New & Used Vehiclesauto_any5.740% APR5.740%anyStandard
RV Loanrv5.740% APR5.740%Standard
Summer Special Auto Loanauto_any_72mo5.990% APR5.990%72 moStandard

HELOC rates

1 offer
Sea Comm Credit Union heloc rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable3.990% APR3.990%Standard

Personal loan rates

1 offer
Sea Comm Credit Union personal loan rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured10.000% APR10.000%Standard

Credit card rates

1 offer
Sea Comm Credit Union credit card rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card8.990% APR8.990%Standard

Savings & CD rates

7 offers
Sea Comm Credit Union savings & cd rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.10% APY0.10%Standard
Primary Share Accountshare_savings0.10% APY0.10%Standard
Trad/Roth IRA Share Acct.ira0.25% APY0.25%Standard
Certificateshare_certificate0.25% APY0.25%Standard
For Our Young Saverssavings0.35% APY0.35%Standard
IRA, Roth IRA Certificateira_cd0.50% APY0.50%Standard
Certificatecd4.50% APY4.50%Standard

Other rates

1 offer
Sea Comm Credit Union other rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Secure Ratesother9.240% %9.240%Standard

Vehicle loans available from 5.49% APR. HELOC rates from 3.99% APR. Personal loan rates from 10% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 4.50% APY.

Source: RateAPI.dev, verified from Sea Comm Credit Union's official website

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About Sea Comm Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
56.6K
Assets
$771.8M
Founded
1963
Locations reported
9
NCUA charter
15672
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Sea Comm Credit Union

Membership eligibility from Sea Comm Credit Union's own published criteria. How we verify this.

Membership criteria are published on Sea Comm Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationChittenden, Clinton, Franklin, Jefferson, Saint Lawrence — NY, VT

Verified from Sea Comm Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sea Comm Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sea Comm Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Sea Comm Credit Union offer?

Sea Comm Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Sea Comm Credit Union rates updated?

RateAPI verifies Sea Comm Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Sea Comm Credit Union's rate data?

Rate data is collected directly from Sea Comm Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Sea Comm Credit Union's auto & rv loan rates?

As of July 29, 2026, Sea Comm Credit Union offers vehicle loans from 5.49% APR.

What is Sea Comm Credit Union's HELOC rate?

As of July 29, 2026, Sea Comm Credit Union offers home equity lines of credit from 3.99% APR.

What is Sea Comm Credit Union's personal loan rate?

As of July 29, 2026, Sea Comm Credit Union offers personal loans from 10% APR.

What is Sea Comm Credit Union's best CD rate?

As of July 29, 2026, Sea Comm Credit Union offers savings and certificate (CD) yields up to 4.50% APY.

Related Rate Data

Compare Sea Comm Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Sea Comm Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Sea Comm Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/sea-comm" \
  -H "Authorization: Bearer YOUR_API_KEY"