Spencerport Credit Union
Verified rate book
Current Spencerport Credit Union rates
17 published offers verified as of July 30, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Auto – 2024 & Newerauto_any_60mo | 4.990% APR | 4.990% | 60 mo · any | Standard |
| New & Used Auto – 2024 & Newerauto_any_72mo | 5.290% APR | 5.290% | 72 mo · any | Standard |
| 60-Month Used Auto Loan (2023 and Older)auto_used_60mo | 5.490% APR | 5.490% | 60 mo · used | Standard |
| 72-Month Used Auto Loan (2023 and Older)auto_used_72mo | 5.740% APR | 5.740% | 72 mo · used | Standard |
| New & Used Auto – 2024 & Newerauto_any_84mo | 5.990% APR | 5.990% | 84 mo · any | Standard |
| 60-Month RV Loanrv_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| 60-Month Boat Loanboat_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| 120-Month RV Loanrv_any_120mo | 7.240% APR | 7.240% | 120 mo | Standard |
| 120-Month Boat Loanboat_any_120mo | 7.240% APR | 7.240% | 120 mo | Standard |
| 180-Month RV Loanrv_any_180mo | 7.740% APR | 7.740% | 180 mo | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Miscellaneous Secured Loanpersonal_secured | 6.990% APR | 6.990% | — | Standard |
| Short Term Personal Loanpersonal_unsecured | 7.500% APR | 7.500% | — | Standard |
| Co-Maker Personal Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
| Home Improvementpersonal | 8.250% APR | 8.250% | — | Standard |
| Single Signer Personal Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Personal Line of Creditploc_variable | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Platinum Preferredcredit_card_platinum | 11.900% APR | 11.900% | — | Standard |
Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 6.99% APR. Credit card rates from 11.9% APR.
Source: RateAPI.dev, verified from Spencerport Credit Union's official website
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About Spencerport Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.4K
- Assets
- $42.7M
- Founded
- 1962
- Locations reported
- 1
- NCUA charter
- 14884
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Spencerport Credit Union
Membership eligibility from Spencerport Credit Union's own published criteria. How we verify this.
Community charter: live/work in Monroe, Orleans, NY
- LocationMonroe, Orleans — NY
Cost to join: About $20.
Verified from Spencerport Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Spencerport Credit Union?
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Frequently Asked Questions
What rates does Spencerport Credit Union offer?
Spencerport Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Spencerport Credit Union rates updated?
RateAPI verifies Spencerport Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Spencerport Credit Union's rate data?
Rate data is collected directly from Spencerport Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Spencerport Credit Union's auto, rv & boat loan rates?
As of July 30, 2026, Spencerport Credit Union offers vehicle loans from 4.99% APR.
What is Spencerport Credit Union's personal loan rate?
As of July 30, 2026, Spencerport Credit Union offers personal loans from 6.99% APR.
Related Rate Data
Compare Spencerport Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Spencerport Credit Union rates
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# Get rates for Spencerport Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/spencerport" \
-H "Authorization: Bearer YOUR_API_KEY"