Syracuse Cooperative Credit Union
Verified rate book
Current Syracuse Cooperative Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7/1 Hybrid In-House7 1 arm | 5.625% APR | 5.625% | — | Standard |
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New or Late Model Vehicles (Up to 24 Months)auto_new_24mo | 4.750% APR | 4.750% | 24 mo · new | Standard |
| New or Late Model Vehicles (25 to 36 Months)auto_new_36mo | 4.750% APR | 4.750% | 36 mo · new | Standard |
| New or Late Model Vehicles (37 to 48 Months)auto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| New or Late Model Vehicles (49 to 60 Months)auto_new_60mo | 5.230% APR | 5.230% | 60 mo · new | Standard |
| Used Cars and Trucks (25 to 36 Months)auto_used_36mo | 5.450% APR | 5.450% | 36 mo · used | Standard |
| Used Cars and Trucks (Up to 12 Months)auto_used_12mo | 5.450% APR | 5.450% | 12 mo · used | Standard |
| Used Cars and Trucks (13 to 24 Months)auto_used_24mo | 5.450% APR | 5.450% | 24 mo · used | Standard |
| New or Late Model Vehicles (61 to 72 Months)auto_new_72mo | 5.500% APR | 5.500% | 72 mo · new | Standard |
| Used Cars and Trucks (37 to 48 Months)auto_used_48mo | 5.690% APR | 5.690% | 48 mo · used | Standard |
| New or Late Model Vehicles (73 to 84 Months)auto_new_84mo | 5.790% APR | 5.790% | 84 mo · new | Standard |
| Used Cars and Trucks (49 to 60 Months)auto_used_60mo | 5.930% APR | 5.930% | 60 mo · used | Standard |
| Used Cars and Trucks (61 to 72 Months)auto_used_72mo | 6.200% APR | 6.200% | 72 mo · used | Standard |
Personal loan rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Builder Loans & Share-Secured Loans (Up to 36 Months)personal_secured_36mo | 3.950% APR | 3.950% | 36 mo | Standard |
| Credit Builder Loans & Share-Secured Loans (Up to to 240 Months)personal_secured_240mo | 3.950% APR | 3.950% | 240 mo | Standard |
| Home Improvement Loans (Up to 36 Months)personal_unsecured_36mo | 5.890% APR | 5.890% | 36 mo | Standard |
| Home Improvement Loans (37 to 48 Months)personal_unsecured_48mo | 6.130% APR | 6.130% | 48 mo | Standard |
| Home Improvement Loans (49 to 60 Months)personal_unsecured_60mo | 6.370% APR | 6.370% | 60 mo | Standard |
| Home Improvement Loans (61 to 72 Months)personal_unsecured_72mo | 6.640% APR | 6.640% | 72 mo | Standard |
| Home Improvement Loans (73 to 84 Months)personal_unsecured_84mo | 6.930% APR | 6.930% | 84 mo | Standard |
| Signature Plus Loans & Cosigner Loans (Up to 12 Months)personal_unsecured_12mo | 8.050% APR | 8.050% | 12 mo | Standard |
| Signature Plus Loans & Cosigner Loans (25 to 36 Months)personal_unsecured_36mo | 8.150% APR | 8.150% | 36 mo | Standard |
| Signature Plus Loans & Cosigner Loans (13 to 24 Months)personal_unsecured_24mo | 8.150% APR | 8.150% | 24 mo | Standard |
| Signature Plus Loans & Cosigner Loans (37 to 48 Months)personal_unsecured_48mo | 8.390% APR | 8.390% | 48 mo | Standard |
| Signature Plus Loans & Cosigner Loans (49 to 60 Months)personal_unsecured_60mo | 8.630% APR | 8.630% | 60 mo | Standard |
| Signature Plus Loans & Cosigner Loans (61 to 72 Months)personal_unsecured_72mo | 8.900% APR | 8.900% | 72 mo | Standard |
As of August 4, 2026, Syracuse Cooperative Credit Union offers a 7 1 arm mortgage at 5.625% APR. Auto loans available from 4.75% APR for 24 months. Personal loan rates from 3.95% APR.
Source: RateAPI.dev, verified from Syracuse Cooperative Credit Union's official website
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About Syracuse Cooperative Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $47.4M
- Founded
- 1982
- Locations reported
- 3
- NCUA charter
- 23865
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Syracuse Cooperative Credit Union
Membership eligibility from Syracuse Cooperative Credit Union's own published criteria. How we verify this.
Membership criteria are published on Syracuse Cooperative Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Syracuse Cooperative Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Syracuse Cooperative Credit Union offer?
Syracuse Cooperative Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Syracuse Cooperative Credit Union rates updated?
RateAPI verifies Syracuse Cooperative Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Syracuse Cooperative Credit Union's rate data?
Rate data is collected directly from Syracuse Cooperative Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Syracuse Cooperative Credit Union's mortgage rate?
As of August 4, 2026, Syracuse Cooperative Credit Union offers a 7 1 arm mortgage at 5.625% APR.
What are Syracuse Cooperative Credit Union's auto loan rates?
As of August 4, 2026, Syracuse Cooperative Credit Union offers auto loans from 4.75% APR.
What is Syracuse Cooperative Credit Union's personal loan rate?
As of August 4, 2026, Syracuse Cooperative Credit Union offers personal loans from 3.95% APR.
Related Rate Data
Compare Syracuse Cooperative Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Syracuse Cooperative Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/syracuse-cooperative" \
-H "Authorization: Bearer YOUR_API_KEY"