Money Credit Union
Verified rate book
Current Money Credit Union rates
40 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2 Year m aximum term for 2017-2018 modelsauto_any_24mo | 4.990% APR | 4.990% | 24 mo | Standard |
| 4 Year m aximum term for 2019-2020 modelsauto_any_48mo | 5.240% APR | 5.240% | 48 mo | Standard |
| 7 Year minimum loan amount $25,000auto_any_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| 7 Year minimum loan amount $25,000 / model years 2021 or newerauto | 5.740% APR | 5.740% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 4.990% APR | 4.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Share-Secured Loanpersonal_secured_36mo | 4.400% APR | 4.400% | 36 mo | Standard |
| 24-Month Share-Secured Loanpersonal_secured_24mo | 4.500% APR | 4.500% | 24 mo | Standard |
| Summer Splash Loan ( seasonal )personal_unsecured_12mo | 4.990% APR | 4.990% | 12 mo | Standard |
| Credit Builder Loanpersonal | 5.000% APR | 5.000% | — | Standard |
| 12-Month Share-Secured Loanpersonal_secured_12mo | 5.500% APR | 5.500% | 12 mo | Standard |
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
| Personal Loan / Pool & Spa *1personal_unsecured_12mo | 8.240% APR | 8.240% | 12 mo | Standard |
| 12-Month Debt Consolidation Loanpersonal_unsecured_12mo | 9.740% APR | 9.740% | 12 mo | Standard |
| Personal Line of Creditploc_variable | 13.250% APR | 13.250% | — | Standard |
Student loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Loan Refinance – more informationstudent | 3.990% APR | 3.990% | — | Standard |
| Undergraduate Student Loan (Variable rate) – more information Undergraduate Student Loan (Fixed rate) – more informationstudent | 6.000% APR | 6.000% | — | Standard |
Savings & CD rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday, Vacation, and U-Name-It Savingssavings | 0.05% APY | 0.05% | — | Standard |
| IRA Savings Traditional, Roth, and Coverdell ESAira | 0.05% APY | 0.05% | — | Standard |
| Money Market ($2,500–$9,999)money_market | 0.20% APY | 0.20% | — | Standard |
| Money Market ($10,000–$24,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Money Market ($25,000–$49,999)money_market | 0.35% APY | 0.35% | — | Standard |
| Money Market ($50,000–$99,999)money_market | 0.40% APY | 0.40% | — | Standard |
| Money Market ($100,000+)money_market | 0.45% APY | 0.45% | — | Standard |
| 60-Month Certificatecd_60mo | 1.19% APY | 1.19% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 1.29% APY | 1.29% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 1.39% APY | 1.39% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 1.49% APY | 1.49% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 1.49% APY | 1.49% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 1.59% APY | 1.59% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 2.47% APY | 2.47% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 3.99% APY | 3.99% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.99% APY | 3.99% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.99% APY | 3.99% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 4.24% APY | 4.24% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.74% APY | 4.74% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 4.99% APY | 4.99% | 72 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6 Year minimum loan amount $12,000other | 8.240% % | 8.240% | — | Standard |
| 7 Year minimum loan amount $12,000other | 8.490% % | 8.490% | — | Standard |
Auto loans available from 4.99% APR for 24 months. HELOC rates from 4.99% APR. Personal loan rates from 4.4% APR. Savings and certificate yields up to 4.99% APY.
Source: RateAPI.dev, verified from Money Credit Union's official website
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About Money Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.2K
- Assets
- $52.5M
- Founded
- 1976
- Locations reported
- 1
- NCUA charter
- 22566
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Money Credit Union
Membership eligibility from Money Credit Union's own published criteria. How we verify this.
Community charter: live/work in Onondaga, Oswego, Madison +1 more
- LocationOnondaga, Oswego, Madison, Cayuga
Verified from Money Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Money Credit Union offer?
Money Credit Union currently offers Auto loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Money Credit Union rates updated?
RateAPI verifies Money Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Money Credit Union's rate data?
Rate data is collected directly from Money Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Money Credit Union's auto loan rates?
As of August 4, 2026, Money Credit Union offers auto loans from 4.99% APR.
What is Money Credit Union's HELOC rate?
As of August 4, 2026, Money Credit Union offers home equity lines of credit from 4.99% APR.
What is Money Credit Union's personal loan rate?
As of August 4, 2026, Money Credit Union offers personal loans from 4.4% APR.
What is Money Credit Union's best CD rate?
As of August 4, 2026, Money Credit Union offers savings and certificate (CD) yields up to 4.99% APY.
Related Rate Data
Compare Money Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Money Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/money" \
-H "Authorization: Bearer YOUR_API_KEY"