Oswego County Credit Union
Verified rate book
Current Oswego County Credit Union rates
26 published offers verified as of August 3, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.356% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.946% APR | 6.750% | — | Standard |
| Share Purchase Loanother | 9.900% APR | 9.900% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.490% APR | 5.490% | used | Standard |
| Used Autos/Motorcyclesmotorcycle_used_36mo | 6.490% APR | 6.490% | 36 mo · used | Standard |
| 72-Month Auto Loanauto_any_72mo | 6.740% APR | 6.740% | 72 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 7.000% APR | 7.000% | 48 mo | Standard |
| Personal Line of Creditploc_variable | 13.900% APR | 13.900% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 7.900% APR | 7.900% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| Money Marketmoney_market | 1.16% APY | 1.15% | — | Standard |
| Money Marketmoney_market | 1.26% APY | 1.25% | — | Standard |
| Money Marketmoney_market | 1.36% APY | 1.35% | — | Standard |
| Share Certificates for Platinum Plus Membersshare_certificate_6mo | 2.02% APY | 2.00% | 6 mo | Standard |
| Money Marketmoney_market | 2.27% APY | 2.25% | — | Standard |
| Share Certificates for Platinum Plus Membersshare_certificate_18mo | 2.53% APY | 2.50% | 18 mo | Standard |
| Money Marketmoney_market | 2.53% APY | 2.50% | — | Standard |
| Share Certificates for Platinum Plus Membersshare_certificate_24mo | 2.78% APY | 2.75% | 24 mo | Standard |
| Share Certificates for Platinum Plus Membersshare_certificate_12mo | 3.55% APY | 3.50% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| One Year Loanother | 7.000% % | 7.000% | — | Standard |
As of August 3, 2026, Oswego County Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 4.99% APR. Personal loan rates from 3% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Oswego County Credit Union's official website
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About Oswego County Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.6K
- Assets
- $151.9M
- Founded
- 1975
- Locations reported
- 5
- NCUA charter
- 21927
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Oswego County Credit Union
Membership eligibility from Oswego County Credit Union's own published criteria. How we verify this.
Community charter: live/work in Oswego County
- LocationOswego County
Verified from Oswego County Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Oswego County Credit Union?
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Frequently Asked Questions
What rates does Oswego County Credit Union offer?
Oswego County Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Oswego County Credit Union rates updated?
RateAPI verifies Oswego County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Oswego County Credit Union's rate data?
Rate data is collected directly from Oswego County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Oswego County Credit Union's mortgage rate?
As of August 3, 2026, Oswego County Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are Oswego County Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, Oswego County Credit Union offers vehicle loans from 4.99% APR.
What is Oswego County Credit Union's personal loan rate?
As of August 3, 2026, Oswego County Credit Union offers personal loans from 3% APR.
What is Oswego County Credit Union's best CD rate?
As of August 3, 2026, Oswego County Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Oswego County Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Oswego County Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/oswego-county" \
-H "Authorization: Bearer YOUR_API_KEY"