Together Credit Union

Saint Louis, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Together Credit Union rates

48 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Together Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
15-Year Fixed15 year fixed6.250% APR6.250%—Standard
5/6mo ARMarm5.500% APR5.500%—Standard
7/6mo ARM FTHB*arm6.000% APR6.000%—Standard

Auto & vehicle rates

15 offers
Together Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 63-Month New Auto Loanauto_new_63mo4.640% APR4.640%63 mo · newStandard
Up to 63-Month Used Auto Loanauto_used_63mo4.990% APR4.990%63 mo · usedStandard
Up to 75-Month New Auto Loanauto_new_75mo5.140% APR5.140%75 mo · newStandard
Up to 75-Month Used Auto Loanauto_used_75mo5.490% APR5.490%75 mo · usedStandard
Up to 60-Month Used Auto Loan (2018 and Older)auto_used_60mo5.990% APR5.990%60 mo · usedStandard
Value Plus Auto (Up to 60 Months)auto_any_60mo5.990% APR5.990%60 moStandard
Up to 84-Month New Auto Loanauto_new_84mo6.140% APR6.140%84 mo · newStandard
Up to 84-Month Used Auto Loanauto_used_84mo6.490% APR6.490%84 mo · usedStandard
Value Plus Auto (61-72 Months)auto_any_72mo6.490% APR6.490%72 moStandard
36-Month Motorcycle Loanmotorcycle_any_36mo8.140% APR8.140%36 moStandard
Boats (36-60 Months)boat_any_60mo8.140% APR8.140%60 moStandard
48-Month Motorcycle Loanmotorcycle_any_48mo8.140% APR8.140%48 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo9.140% APR9.140%60 moStandard
120-Month Boat Loanboat_any_120mo9.140% APR9.140%120 moStandard
144-Month Boat Loanboat_any_144mo10.140% APR10.140%144 moStandard

HELOC rates

2 offers
Together Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Line of Credit (HELOC) Interest Only⁴heloc_variable4.990% APR4.990%—Standard
15-Year Choiceheloc7.750% APR7.750%—Standard

Personal loan rates

5 offers
Together Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured8.640% APR8.640%—Standard
Other Securedpersonal_secured_60mo8.640% APR8.640%60 moStandard
Any Reason Any Season Loanpersonal11.490% APR11.490%—Standard
Any Reason Any Season¹personal_unsecured_72mo11.490% APR11.490%72 moStandard
Lines of Creditpersonal13.650% APR13.650%—Standard

Credit card rates

5 offers
Together Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Preferred Platinum Visa²credit_card_platinum10.400% APR10.400%—Standard
CITY SC Visa Credit Card³credit_card12.400% APR12.400%—Standard
Platinum Points Visa³credit_card_rewards12.400% APR12.400%—Standard
Visa Signature4credit_card_platinum14.750% APR14.750%—Standard
Secured Visa5credit_card_secured14.900% APR14.900%—Standard

Savings & CD rates

17 offers
Together Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Young Adult Financial Group Savingssavings0.20% APY0.20%—Eligibility restricted
Based on average daily balancesavings1.51% APY1.51%—Standard
Earn & Learn Savings³savings3.00% APY3.00%—Standard
60 Month Variable Rate Certificate ¹cd_60mo3.10% APY3.10%60 moStandard
36 Month Variable Rate Certificate ¹cd_36mo3.10% APY3.10%36 moStandard
24-Month Certificatecd_24mo3.25% APY3.25%24 moStandard
36-Month Certificatecd_36mo3.25% APY3.25%36 moStandard
18-Month Certificatecd_18mo3.25% APY3.25%18 moStandard
60-Month Certificatecd_60mo3.25% APY3.25%60 moStandard
48-Month Certificatecd_48mo3.25% APY3.25%48 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
New money onlysavings3.50% APY3.50%—Standard
9-Month Certificatecd_9mo3.50% APY3.50%9 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
12-Month Certificatecd_12mo3.55% APY3.55%12 moStandard
11-Month Certificatecd_11mo4.00% APY4.00%11 moStandard
Accelerate It Savings²savings5.00% APY5.00%—Standard

As of August 4, 2026, Together Credit Union offers a 30-year fixed mortgage at 6.875% APR. Vehicle loans available from 4.64% APR for 63 months. HELOC rates from 4.99% APR. Personal loan rates from 8.64% APR. Credit card rates from 10.4% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Together Credit Union's official website

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About Together Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
147.5K
Assets
$2.7B
Founded
1939
Locations reported
26
NCUA charter
62715
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

St. Louis CommunityBenton Park · saint louis · MO · 63118Branch in the same ZIPAlltruDowntown · Saint Louis · MO · 63103-1920About 2.6 miles awaySt. Louis Policemen`sST LOUIS POLICEMEN'S CREDIT UNION · Saint Louis · MO · 63103About 2.6 miles awayWest CommunityRAY Building · Saint Louis · MO · 63103-2831About 2.6 miles awayGateway MetroOperations Center/Back Office · Saint Louis · MO · 63101About 3.2 miles awayF R BSaint Louis Branch · Saint Louis · MO · 63102About 3.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Together Credit Union

Membership eligibility from Together Credit Union's own published criteria. How we verify this.

Membership via employers (Anheuser-Busch Companies, Inc. +5 more)

  • LocationSt. Louis County, St. Charles County, Jefferson County, Madison County, St. Clair County
  • EmployerAnheuser-Busch Companies, Inc., BJC HealthCare System, Energizer Holdings, Metropolitan St. Louis Sewer District, Nestle Purina PetCare Company, AT&T

Cost to join: About $5.

Verified from Together Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Together Credit Union?

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Frequently Asked Questions

What rates does Together Credit Union offer?

Together Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Together Credit Union rates updated?

RateAPI verifies Together Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Together Credit Union's rate data?

Rate data is collected directly from Together Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Together Credit Union's mortgage rate?

As of August 4, 2026, Together Credit Union offers a 30-year fixed mortgage at 6.875% APR.

What are Together Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Together Credit Union offers vehicle loans from 4.64% APR.

What is Together Credit Union's HELOC rate?

As of August 4, 2026, Together Credit Union offers home equity lines of credit from 4.99% APR.

What is Together Credit Union's personal loan rate?

As of August 4, 2026, Together Credit Union offers personal loans from 8.64% APR.

What is Together Credit Union's best CD rate?

As of August 4, 2026, Together Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Together Credit Union's rates against national credit-union benchmarks.

More Missouri credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Together Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/together" \
  -H "Authorization: Bearer YOUR_API_KEY"
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