Secny Credit Union

Syracuse, New York
Last verified: August 4, 2026
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Verified rate book

Current Secny Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

27 offers
Secny Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
NEW Auto & Motorcycle: 2026 - 2024 Model Years (36 months)motorcycle_new_36mo5.000% APR5.000%36 mo · newStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (24 months)motorcycle_new_24mo5.000% APR5.000%24 mo · newStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (36 months)motorcycle_used_36mo5.000% APR5.000%36 mo · usedStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (24 months)motorcycle_used_24mo5.000% APR5.000%24 mo · usedStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (12 months)motorcycle_used_12mo5.000% APR5.000%12 mo · usedStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (12 months)motorcycle_new_12mo5.000% APR5.000%12 mo · newStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (48 months)motorcycle_new_48mo5.250% APR5.250%48 mo · newStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (60 months)motorcycle_new_60mo5.500% APR5.500%60 mo · newStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (48 months)motorcycle_used_48mo5.500% APR5.500%48 mo · usedStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (60 months)motorcycle_used_60mo5.750% APR5.750%60 mo · usedStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (72 months)motorcycle_new_72mo5.750% APR5.750%72 mo · newStandard
NEW Auto & Motorcycle: 2026 - 2024 Model Years (84 months)motorcycle_new_84mo6.000% APR6.000%84 mo · newStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (72 months)motorcycle_used_72mo6.000% APR6.000%72 mo · usedStandard
Used Auto & Motorcycle: 2023 - 2019 Model Years (84 months)motorcycle_used_84mo6.750% APR6.750%84 mo · usedStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (Up to 60 Months)rv_new_60mo7.000% APR7.000%60 mo · newStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (72 months)rv_new_72mo7.500% APR7.500%72 mo · newStandard
Used RV, Boat & Trailer/Camper: (Up to 60 Months)rv_used_60mo7.500% APR7.500%60 mo · usedStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (84 months)rv_new_84mo7.750% APR7.750%84 mo · newStandard
Used RV, Boat & Trailer/Camper: (72 months)rv_used_72mo8.000% APR8.000%72 mo · usedStandard
Used RV, Boat & Trailer/Camper: (84 months)rv_used_84mo8.750% APR8.750%84 mo · usedStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (96 months)rv_new_96mo9.250% APR9.250%96 mo · newStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (120 months)rv_new_120mo9.500% APR9.500%120 mo · newStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (144 months)rv_new_144mo9.750% APR9.750%144 mo · newStandard
Used RV, Boat & Trailer/Camper: (96 months)rv_used_96mo10.000% APR10.000%96 mo · usedStandard
New RV, Boat & Trailer/Camper: 2026, 2025, 2024 Models (180 months)rv_new_180mo10.000% APR10.000%180 mo · newStandard
Used RV, Boat & Trailer/Camper: (120 months)rv_used_120mo10.000% APR10.000%120 mo · usedStandard
Used RV, Boat & Trailer/Camper: (144 months)rv_used_144mo10.000% APR10.000%144 mo · usedStandard

Savings & CD rates

4 offers
Secny Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Certificatecd_48mo5.00% APY5.00%48 moStandard
60-Month Certificatecd_60mo5.25% APY5.25%60 moStandard
72-Month Certificatecd_72mo5.50% APY5.50%72 moStandard
84-Month Certificatecd_84mo5.75% APY5.75%84 moStandard

Other rates

11 offers
Secny Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Pool Loans (12 months)other7.500% %7.500%Standard
Pool Loans (36 months)other7.500% %7.500%Standard
Pool Loans (24 months)other7.500% %7.500%Standard
Pool Loans (60 months)other7.750% %7.750%Standard
Pool Loans (48 months)other7.750% %7.750%Standard
Pool Loans (72 months)other8.000% %8.000%Standard
Pool Loans (84 months)other8.000% %8.000%Standard
Pool Loans (96 months)other8.250% %8.250%Standard
Pool Loans (108 months)other8.250% %8.250%Standard
Pool Loans (120 months)other8.500% %8.500%Standard
Maximum Limit $5,000other15.900% %15.900%Standard

Vehicle loans available from 5% APR for 36 months. Savings and certificate yields up to 5.75% APY.

Source: RateAPI.dev, verified from Secny Credit Union's official website

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About Secny Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
15.9K
Assets
$318M
Founded
1971
Locations reported
7
NCUA charter
20496
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Secny Credit Union

Membership eligibility from Secny Credit Union's own published criteria. How we verify this.

Membership criteria are published on Secny Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Secny Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Secny Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Secny Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Secny Credit Union offer?

Secny Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Secny Credit Union rates updated?

RateAPI verifies Secny Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Secny Credit Union's rate data?

Rate data is collected directly from Secny Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Secny Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, Secny Credit Union offers vehicle loans from 5% APR.

What is Secny Credit Union's best CD rate?

As of August 4, 2026, Secny Credit Union offers savings and certificate (CD) yields up to 5.75% APY.

Related Rate Data

Compare Secny Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Secny Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/secny" \
  -H "Authorization: Bearer YOUR_API_KEY"