C C S E Credit Union

Salamanca, New York
Last verified: August 4, 2026
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Verified rate book

Current C C S E Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
C C S E Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mobile Home Loan (up to 72 months)other10.000% APR10.000%Standard
Mobile Home Loan (73 to 96 months)other11.000% APR11.000%Standard

Auto & vehicle rates

12 offers
C C S E Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 60-Month New Auto Loanauto_new_60mo5.250% APR5.250%60 mo · newStandard
Up to 60-Month Used Auto Loanauto_used_60mo5.750% APR5.750%60 mo · usedStandard
New Cars (61 to 84 months)auto_new_84mo5.800% APR5.800%84 mo · newStandard
Used Cars (61 to 84 months)auto_used_84mo6.000% APR6.000%84 mo · usedStandard
New Cars (85 to 96 months)auto_new_96mo6.300% APR6.300%96 mo · newStandard
Used Cars (85 to 96 months)auto_used_96mo6.500% APR6.500%96 mo · usedStandard
Up to 60-Month New RV Loanrv_new_60mo7.250% APR7.250%60 mo · newStandard
New Recreational Vehicle Loans (61 to 84 months)rv_new_84mo8.000% APR8.000%84 mo · newStandard
Up to 60-Month Used RV Loanrv_used_60mo8.000% APR8.000%60 mo · usedStandard
New Recreational Vehicle Loans (85 to 120 months)rv_new_120mo8.500% APR8.500%120 mo · newStandard
Used Recreational Vehicle Loans (61 to 84 months)rv_used_84mo8.750% APR8.750%84 mo · usedStandard
Used Recreational Vehicle Loans (85 to 96 months)rv_used_96mo9.500% APR9.500%96 mo · usedStandard

HELOC rates

6 offers
C C S E Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans (1st Lien) (up to 10 years)heloc_fixed6.000% APR6.000%Standard
Home Equity Loans (2nd Lien) (up to 10 years)heloc_fixed6.250% APR6.250%Standard
Home Equity Loans (1st Lien) (up to 15 years)heloc_fixed6.250% APR6.250%Standard
Home Equity Loans (2nd Lien) (up to 15 years)heloc_fixed6.500% APR6.500%Standard
Home Equity Loans (1st Lien) (up to 20 years)heloc_fixed7.500% APR7.500%Standard
Home Equity Loans (2nd Lien) (up to 20 years)heloc_fixed7.750% APR7.750%Standard

Personal loan rates

1 offer
C C S E Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.500% APR11.500%60 moStandard

Student loan rates

3 offers
C C S E Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Student Loan - Consolidation (Fixed Rate)student7.250% APR7.250%Standard
Student Loan - Consolidation (Fixed Rate)student7.500% APR7.500%Standard
Student Loan - Consolidation (Fixed Rate)student7.750% APR7.750%Standard

Other rates

4 offers
C C S E Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Other Secured (up to 60 months)other11.250% %11.250%Standard
Other Secured (61 to 84 months)other11.500% %11.500%Standard
Open – Endother12.000% %12.000%Standard
Other Secured (85 to 96 months)other12.000% %12.000%Standard

As of August 4, 2026, C C S E Credit Union offers mortgage rates from 10% APR. Vehicle loans available from 5.25% APR for 60 months. HELOC rates from 6% APR. Personal loan rates from 11.5% APR.

Source: RateAPI.dev, verified from C C S E Credit Union's official website

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About C C S E Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.8K
Assets
$62.2M
Founded
1977
Locations reported
2
NCUA charter
22754
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join C C S E Credit Union

Membership eligibility from C C S E Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cattaraugus County

  • LocationCattaraugus County

Verified from C C S E Credit Union's membership page. Final membership determination is always made by the credit union.

Work at C C S E Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where C C S E Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does C C S E Credit Union offer?

C C S E Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are C C S E Credit Union rates updated?

RateAPI verifies C C S E Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get C C S E Credit Union's rate data?

Rate data is collected directly from C C S E Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is C C S E Credit Union's mortgage rate?

As of August 4, 2026, C C S E Credit Union offers mortgage rates from 10% APR.

What are C C S E Credit Union's auto & rv loan rates?

As of August 4, 2026, C C S E Credit Union offers vehicle loans from 5.25% APR.

What is C C S E Credit Union's HELOC rate?

As of August 4, 2026, C C S E Credit Union offers home equity lines of credit from 6% APR.

What is C C S E Credit Union's personal loan rate?

As of August 4, 2026, C C S E Credit Union offers personal loans from 11.5% APR.

Related Rate Data

Compare C C S E Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for C C S E Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/c-c-s-e" \
  -H "Authorization: Bearer YOUR_API_KEY"