Genesee Valley Credit Union

Geneseo, New York
Last verified: August 4, 2026
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Verified rate book

Current Genesee Valley Credit Union rates

26 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Genesee Valley Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Miscellaneous Secured Uninsured Loans - Boats, Campers, RV's, ATV's, etc.boat_any_72mo2.500% APR2.500%72 moStandard
New Vehicle (2026/2025 Models)auto_new5.740% APR5.740%newStandard
Auto Loan (2024)auto5.840% APR5.840%Standard
Auto Loan (2023)auto5.940% APR5.940%Standard
Auto Loan (2022)auto6.240% APR6.240%Standard
Auto Loan (2021)auto6.440% APR6.440%Standard
Auto Loan (2020)auto6.740% APR6.740%Standard
Used Auto Loan (2019 and Older)auto_used7.740% APR7.740%usedStandard

HELOC rates

1 offer
Genesee Valley Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.890% APR6.890%Standard

Personal loan rates

2 offers
Genesee Valley Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Shared Securedpersonal_secured3.000% APR3.000%Standard
Unsecured Personal Loanpersonal_unsecured12.240% APR12.240%Standard

Savings & CD rates

15 offers
Genesee Valley Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo CD's ($75,000 or greater) add 0.10% tocd0.10% APY0.10%Standard
Regular Savingssavings0.10% APY0.10%Standard
$0.00 - $2,499.99savings0.10% APY0.10%Standard
$2,500.00 - $9,999.99savings0.15% APY0.15%Standard
6-Month Certificatecd_6mo0.20% APY0.20%6 moStandard
12-Month Certificatecd_12mo0.30% APY0.30%12 moStandard
$10,000.00 - $24,999.99savings0.30% APY0.30%Standard
24-Month Certificatecd_24mo0.40% APY0.40%24 moStandard
$25,000.00 - $49,000.00savings0.40% APY0.40%Standard
36-Month Certificatecd_36mo0.50% APY0.50%36 moStandard
$50,000.00 - $99,999.99savings0.50% APY0.50%Standard
48-Month Certificatecd_48mo0.55% APY0.55%48 moStandard
60-Month Certificatecd_60mo0.60% APY0.60%60 moStandard
$100,000.00 +savings0.65% APY0.65%Standard
5-Month Certificatecd_5mo3.30% APY3.30%5 moStandard

Vehicle loans available from 2.5% APR for 72 months. HELOC rates from 6.89% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 3.30% APY.

Source: RateAPI.dev, verified from Genesee Valley Credit Union's official website

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About Genesee Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.4K
Assets
$175M
Founded
1974
Locations reported
4
NCUA charter
21658
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Genesee Valley Credit Union

Membership eligibility from Genesee Valley Credit Union's own published criteria. How we verify this.

Community charter: live/work in Livingston, Wyoming

  • LocationLivingston, Wyoming

Cost to join: About $5.

Verified from Genesee Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Genesee Valley Credit Union?

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Frequently Asked Questions

What rates does Genesee Valley Credit Union offer?

Genesee Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Genesee Valley Credit Union rates updated?

RateAPI verifies Genesee Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Genesee Valley Credit Union's rate data?

Rate data is collected directly from Genesee Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Genesee Valley Credit Union's auto & boat loan rates?

As of August 4, 2026, Genesee Valley Credit Union offers vehicle loans from 2.5% APR.

What is Genesee Valley Credit Union's HELOC rate?

As of August 4, 2026, Genesee Valley Credit Union offers home equity lines of credit from 6.89% APR.

What is Genesee Valley Credit Union's personal loan rate?

As of August 4, 2026, Genesee Valley Credit Union offers personal loans from 3% APR.

What is Genesee Valley Credit Union's best CD rate?

As of August 4, 2026, Genesee Valley Credit Union offers savings and certificate (CD) yields up to 3.30% APY.

Related Rate Data

Compare Genesee Valley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Genesee Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/genesee-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"