Allegany First Credit Union
Verified rate book
Current Allegany First Credit Union rates
8 published offers verified as of August 3, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.356% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.946% APR | 6.750% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Club Accountsavings | 0.50% APY | 0.50% | — | Standard |
| Education Share Accountshare_savings | 0.50% APY | 0.50% | — | Standard |
As of August 3, 2026, Allegany First Credit Union offers a 30-year fixed mortgage at 6.772% APR. Savings and certificate yields up to 0.50% APY.
Source: RateAPI.dev, verified from Allegany First Credit Union's official website
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About Allegany First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $25.6M
- Founded
- 1977
- Locations reported
- 1
- NCUA charter
- 22883
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Allegany First Credit Union
Membership eligibility from Allegany First Credit Union's own published criteria. How we verify this.
Membership criteria are published on Allegany First Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationAllegany — NY
Verified from Allegany First Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Allegany First Credit Union offer?
Allegany First Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Allegany First Credit Union rates updated?
RateAPI verifies Allegany First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Allegany First Credit Union's rate data?
Rate data is collected directly from Allegany First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Allegany First Credit Union's mortgage rate?
As of August 3, 2026, Allegany First Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What is Allegany First Credit Union's best CD rate?
As of August 3, 2026, Allegany First Credit Union offers savings and certificate (CD) yields up to 0.50% APY.
Related Rate Data
Compare Allegany First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Allegany First Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/allegany-first" \
-H "Authorization: Bearer YOUR_API_KEY"