Rutgers Credit Union
Verified rate book
Current Rutgers Credit Union rates
23 published offers verified as of August 4, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rutgers Federal Credit Union Loan Rates (24 Months)auto_any_24mo | 5.000% APR | 5.000% | 24 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (36 Months)auto_any_36mo | 5.250% APR | 5.250% | 36 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (48 Months)auto_any_48mo | 5.500% APR | 5.500% | 48 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (60 Months)auto_any_60mo | 6.000% APR | 6.000% | 60 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (120 Months)auto_any_120mo | 6.250% APR | 6.250% | 120 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (72 Months**)auto_any_72mo | 6.250% APR | 6.250% | 72 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (84 Months***)auto_any_84mo | 6.250% APR | 6.250% | 84 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (180 Months)auto_any_180mo | 6.750% APR | 6.750% | 180 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (72 months)auto_any_72mo | 8.750% APR | 8.750% | 72 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (Up to 60 Months)auto_any_60mo | 8.990% APR | 8.990% | 60 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (84 months)auto_any_84mo | 9.000% APR | 9.000% | 84 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (120 months)auto_any_120mo | 9.990% APR | 9.990% | 120 mo | Standard |
| Rutgers Federal Credit Union Loan Rates (Open)auto | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificateshare_certificate_6mo | 0.75% APY | 0.75% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.00% APY | 1.00% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.25% APY | 1.25% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.50% APY | 1.50% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.75% APY | 1.75% | 60 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 1.75% APY | 1.75% | 48 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rutgers Federal Credit Union Loan Rates (Up to 120 Months)other | 3.000% % | 3.000% | — | Standard |
| Rutgers Federal Credit Union Loan Rates (Up to 60 Months)other | 9.750% % | 9.750% | — | Standard |
| Rutgers Federal Credit Union Loan Rates (Up to 36 Months)other | 9.950% % | 9.950% | — | Standard |
| Rutgers Federal Credit Union Loan Rates (60 Months)other | 10.000% % | 10.000% | — | Standard |
Auto loans available from 5% APR for 24 months. Savings and certificate yields up to 1.75% APY.
Source: RateAPI.dev, verified from Rutgers Credit Union's official website
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About Rutgers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.5K
- Assets
- $81.4M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 9237
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Rutgers Credit Union
Membership eligibility from Rutgers Credit Union's own published criteria. How we verify this.
Membership via employers (Rutgers University +2 more) or the Rutgers Council of AAUP Chapter or occupations (Students attending Rutgers, the State University o…
- LocationNJ
- EmployerRutgers University, Rutgers University Foundation, Rutgers Federal Credit Union
- AssociationRutgers Council of AAUP Chapter
- OccupationStudents attending Rutgers, the State University of New Jersey
Cost to join: About $5.
Verified from Rutgers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rutgers Credit Union?
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Frequently Asked Questions
What rates does Rutgers Credit Union offer?
Rutgers Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Rutgers Credit Union rates updated?
RateAPI verifies Rutgers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rutgers Credit Union's rate data?
Rate data is collected directly from Rutgers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Rutgers Credit Union's auto loan rates?
As of August 4, 2026, Rutgers Credit Union offers auto loans from 5% APR.
What is Rutgers Credit Union's best CD rate?
As of August 4, 2026, Rutgers Credit Union offers savings and certificate (CD) yields up to 1.75% APY.
Related Rate Data
Compare Rutgers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Rutgers Credit Union rates
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# Get rates for Rutgers Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/rutgers" \
-H "Authorization: Bearer YOUR_API_KEY"