Motion Credit Union
Verified rate book
Current Motion Credit Union rates
13 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.875% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.625% APR | 6.625% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Rates (100% Purchase Price)auto | 4.350% APR | 4.350% | — | Standard |
| 100% Purchase Priceauto | 4.600% APR | 4.600% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loanheloc | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Max $20,000personal | 9.500% APR | 9.500% | — | Standard |
| Personal Loan Rates (Max $20,000)personal_unsecured | 9.500% APR | 9.500% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| POWER VISA -Low Ratecredit_card_low_rate | 10.450% APR | 10.450% | — | Standard |
| POWER VISA -Securedcredit_card_secured | 11.250% APR | 11.250% | — | Standard |
| POWER VISA with Rewardscredit_card_rewards | 14.250% APR | 14.250% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 100% Savingssavings | 4.00% APY | 4.00% | — | Standard |
As of August 4, 2026, Motion Credit Union offers a 30-year fixed mortgage at 6.875% APR. Auto loans available from 4.35% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.5% APR. Credit card rates from 10.45% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Motion Credit Union's official website
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About Motion Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5K
- Assets
- $62.7M
- Founded
- 1934
- Locations reported
- 5
- NCUA charter
- 53
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Motion Credit Union
Membership eligibility from Motion Credit Union's own published criteria. How we verify this.
Membership via the Somerset Patriots Fans ($5)
- AssociationSomerset Patriots Fans
Cost to join: About $5.
Verified from Motion Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Motion Credit Union?
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Frequently Asked Questions
What rates does Motion Credit Union offer?
Motion Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Motion Credit Union rates updated?
RateAPI verifies Motion Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Motion Credit Union's rate data?
Rate data is collected directly from Motion Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Motion Credit Union's mortgage rate?
As of August 4, 2026, Motion Credit Union offers a 30-year fixed mortgage at 6.875% APR.
What are Motion Credit Union's auto loan rates?
As of August 4, 2026, Motion Credit Union offers auto loans from 4.35% APR.
What is Motion Credit Union's HELOC rate?
As of August 4, 2026, Motion Credit Union offers home equity lines of credit from 6.75% APR.
What is Motion Credit Union's personal loan rate?
As of August 4, 2026, Motion Credit Union offers personal loans from 9.5% APR.
What is Motion Credit Union's best CD rate?
As of August 4, 2026, Motion Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Motion Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Motion Credit Union rates
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# Get rates for Motion Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/motion" \
-H "Authorization: Bearer YOUR_API_KEY"