Financial Resources Credit Union
Verified rate book
Current Financial Resources Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30 Year Fixed Rate (up to 100% Financing Purchase)30 year fixed | 6.439% APR | 6.250% | — | Standard |
| 15-Year Fixed15 year fixed | 6.875% APR | 6.875% | — | Standard |
| 5/6 ARM5 1 arm | 6.541% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.750% APR | 6.750% | — | Standard |
| 20-Year Fixed20 year fixed | 6.990% APR | 6.990% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Cars & Trucks (Up to 36 Months)auto_new_36mo | 5.890% APR | 5.890% | 36 mo · new | Standard |
| New Cars & Trucks (Up to 48 Months)auto_new_48mo | 5.940% APR | 5.940% | 48 mo · new | Standard |
| New Cars & Trucks (Up to 60 Months)auto_new_60mo | 5.940% APR | 5.940% | 60 mo · new | Standard |
| New Cars & Trucks (Up to 72 Months)auto_new_72mo | 6.140% APR | 6.140% | 72 mo · new | Standard |
| New Cars & Trucks (Up to 84 Months)auto_new_84mo | 6.490% APR | 6.490% | 84 mo · new | Standard |
| 48-Month RV Loanrv_any_48mo | 10.940% APR | 10.940% | 48 mo | Standard |
| 60-Month RV Loanrv_any_60mo | 11.440% APR | 11.440% | 60 mo | Standard |
| 72-Month RV Loanrv_any_72mo | 11.940% APR | 11.940% | 72 mo | Standard |
| 120-Month RV Loanrv_any_120mo | 12.440% APR | 12.440% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 4.750% APR | 4.750% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.690% APR | 10.690% | 60 mo | Standard |
| 120-Month Personal Line of Creditploc_variable | 14.740% APR | 14.740% | 120 mo | Standard |
Other rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 25 Years With A 10 Year Draw Periodother | 3.000% % | 3.000% | — | Standard |
| Interest Onlyother | 5.000% % | 5.000% | — | Standard |
| Principal & Interestother | 6.750% % | 6.750% | — | Standard |
| Credit$enseother | 6.990% % | 6.990% | — | Standard |
| Min. Loan Amount (48 Months)other | 7.700% % | 7.700% | — | Standard |
| Min. Loan Amount (60 Months)other | 8.200% % | 8.200% | — | Standard |
| Min. Loan Amount (72 Months)other | 8.950% % | 8.950% | — | Standard |
As of August 4, 2026, Financial Resources Credit Union offers a 30-year fixed mortgage at 6.439% APR (1 points). Vehicle loans available from 5.89% APR for 36 months. HELOC rates from 6.49% APR. Personal loan rates from 4.75% APR.
Source: RateAPI.dev, verified from Financial Resources Credit Union's official website
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About Financial Resources Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 30.3K
- Assets
- $634.2M
- Founded
- 1950
- Locations reported
- 10
- NCUA charter
- 6665
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Financial Resources Credit Union
Membership eligibility from Financial Resources Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationAmerican Consumer Council
Cost to join: About $1.
Verified from Financial Resources Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Financial Resources Credit Union?
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Frequently Asked Questions
What rates does Financial Resources Credit Union offer?
Financial Resources Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Financial Resources Credit Union rates updated?
RateAPI verifies Financial Resources Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Financial Resources Credit Union's rate data?
Rate data is collected directly from Financial Resources Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Financial Resources Credit Union's mortgage rate?
As of August 4, 2026, Financial Resources Credit Union offers a 30-year fixed mortgage at 6.439% APR.
What are Financial Resources Credit Union's auto & rv loan rates?
As of August 4, 2026, Financial Resources Credit Union offers vehicle loans from 5.89% APR.
What is Financial Resources Credit Union's HELOC rate?
As of August 4, 2026, Financial Resources Credit Union offers home equity lines of credit from 6.49% APR.
What is Financial Resources Credit Union's personal loan rate?
As of August 4, 2026, Financial Resources Credit Union offers personal loans from 4.75% APR.
Related Rate Data
Compare Financial Resources Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Financial Resources Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/financial-resources" \
-H "Authorization: Bearer YOUR_API_KEY"