B-M S Credit Union
Verified rate book
Current B-M S Credit Union rates
22 published offers verified as of August 3, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Pre-Owned Car Loanauto_used_24mo | 5.000% APR | 5.000% | 24 mo · used | Standard |
| 24-Month New Auto Loanauto_new_24mo | 5.000% APR | 5.000% | 24 mo · new | Standard |
| 36-Month New Auto Loanauto_new_36mo | 5.500% APR | 5.500% | 36 mo · new | Standard |
| Pre-Owned Car Loanauto_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| 48-Month New Auto Loanauto_new_48mo | 6.000% APR | 6.000% | 48 mo · new | Standard |
| Pre-Owned Car Loanauto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 6.500% APR | 6.500% | 60 mo · new | Standard |
| Pre-Owned Car Loanauto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 7.000% APR | 7.000% | 72 mo · new | Standard |
| 60-Month New RV Loanrv_new_60mo | 8.000% APR | 8.000% | 60 mo · new | Standard |
| 60-Month Used RV Loanrv_used_60mo | 8.500% APR | 8.500% | 60 mo · used | Standard |
| 180-Month New RV Loanrv_new_180mo | 8.500% APR | 8.500% | 180 mo · new | Standard |
| 120-Month Used RV Loanrv_used_120mo | 9.000% APR | 9.000% | 120 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Signature Loanpersonal_unsecured_24mo | 9.000% APR | 9.000% | 24 mo | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savings/Club Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 1.65% APY | 1.65% | — | Standard |
| Money Marketmoney_market | 1.91% APY | 1.90% | — | Standard |
| Money Marketmoney_market | 2.17% APY | 2.15% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.61% APY | 3.55% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.66% APY | 3.60% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.71% APY | 3.65% | 60 mo | Standard |
Vehicle loans available from 5% APR for 24 months. Personal loan rates from 9% APR. Savings and certificate yields up to 3.71% APY.
Source: RateAPI.dev, verified from B-M S Credit Union's official website
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About B-M S Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.6K
- Assets
- $86.1M
- Founded
- 1954
- Locations reported
- 4
- NCUA charter
- 9146
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join B-M S Credit Union
Membership eligibility from B-M S Credit Union's own published criteria. How we verify this.
Membership via employers (Bristol Myers Squibb)
- EmployerBristol Myers Squibb
Verified from B-M S Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does B-M S Credit Union offer?
B-M S Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are B-M S Credit Union rates updated?
RateAPI verifies B-M S Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get B-M S Credit Union's rate data?
Rate data is collected directly from B-M S Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are B-M S Credit Union's auto & rv loan rates?
As of August 3, 2026, B-M S Credit Union offers vehicle loans from 5% APR.
What is B-M S Credit Union's personal loan rate?
As of August 3, 2026, B-M S Credit Union offers personal loans from 9% APR.
What is B-M S Credit Union's best CD rate?
As of August 3, 2026, B-M S Credit Union offers savings and certificate (CD) yields up to 3.71% APY.
Related Rate Data
Compare B-M S Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for B-M S Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/b-m-s" \
-H "Authorization: Bearer YOUR_API_KEY"