St. Pats Employees Credit Union

Missoula, Montana
Last verified: August 4, 2026
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Verified rate book

Current St. Pats Employees Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
St. Pats Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicles 2014 - 2019 Vehicles 2013 & Olderauto_used4.900% APR4.900%usedStandard
Auto Loan (2020 and Newer)auto4.900% APR4.900%—Standard

Personal loan rates

1 offer
St. Pats Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.500% APR10.500%—Standard

Savings & CD rates

4 offers
St. Pats Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificatecd2.00% APY2.00%—Standard
6-Month Certificateshare_certificate_6mo3.30% APY3.45%6 moStandard
12-Month Certificateshare_certificate_12mo3.30% APY3.55%12 moStandard
24-Month Certificateshare_certificate_24mo3.30% APY3.55%24 moStandard

Auto loans available from 4.9% APR. Personal loan rates from 10.5% APR. Savings and certificate yields up to 3.30% APY.

Source: RateAPI.dev, verified from St. Pats Employees Credit Union's official website

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About St. Pats Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
649
Assets
$5.5M
Founded
1968
Locations reported
1
NCUA charter
19017
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ClearwaterClearwater - DT · Missoula · MT · 59802Branch in the same ZIPPark Side FinancialWest Broadway · Missoula · MT · 59802Branch in the same ZIPHorizonBrooks Branch · Missoula · MT · 59801-7811About 5.5 miles awayMontana Educators'Main Office · Missoula · MT · 59801-6658About 5.5 miles awayWhitefish Credit Union AssociationWhitefish Credit Union - Missoula Office · Missoula · MT · 59801-5636About 5.5 miles awayMountain America0167 Missoula Reserve St · Missoula · MT · 59808About 9.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join St. Pats Employees Credit Union

Membership eligibility from St. Pats Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Providence Health & Services/ St. Patrick Hospital +2 more)

  • LocationMT
  • EmployerProvidence Health & Services/ St. Patrick Hospital, Providence Health & Services/ Regional/ Services, Providence Health & Services/ Clinics

Cost to join: About $5.

Verified from St. Pats Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does St. Pats Employees Credit Union offer?

St. Pats Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are St. Pats Employees Credit Union rates updated?

RateAPI verifies St. Pats Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get St. Pats Employees Credit Union's rate data?

Rate data is collected directly from St. Pats Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are St. Pats Employees Credit Union's auto loan rates?

As of August 4, 2026, St. Pats Employees Credit Union offers auto loans from 4.9% APR.

What is St. Pats Employees Credit Union's personal loan rate?

As of August 4, 2026, St. Pats Employees Credit Union offers personal loans from 10.5% APR.

What is St. Pats Employees Credit Union's best CD rate?

As of August 4, 2026, St. Pats Employees Credit Union offers savings and certificate (CD) yields up to 3.30% APY.

Related Rate Data

Compare St. Pats Employees Credit Union's rates against national credit-union benchmarks.

More Montana credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for St. Pats Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/st-pats-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"
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