Montana Educators' Credit Union
Verified rate book
Current Montana Educators' Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan (2017 and Newer)auto | 4.950% APR | 4.950% | — | Standard |
| Used Auto Loan (2016 and Older)auto_used | 6.300% APR | 6.300% | used | Standard |
| RV’s and Boats 2017 and newerrv | 7.000% APR | 7.000% | — | Standard |
| Off Road Vehicles 2019 and newerpowersports | 8.000% APR | 8.000% | — | Standard |
| RV’s and Boats 2016 and olderrv_used | 8.250% APR | 8.250% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.500% APR | 7.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share & Money Market Secure Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Signature Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
| Overdraft Protection LOCpersonal | 12.000% APR | 12.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 7.900% APR | 7.900% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Homes 1976 and newerother | 8.500% % | 8.500% | — | Standard |
Vehicle loans available from 4.95% APR. HELOC rates from 7.5% APR. Personal loan rates from 3% APR. Credit card rates from 7.9% APR.
Source: RateAPI.dev, verified from Montana Educators' Credit Union's official website
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About Montana Educators' Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.7K
- Assets
- $35.2M
- Founded
- 1995
- Locations reported
- 2
- NCUA charter
- 68190
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Montana Educators' Credit Union
Membership eligibility from Montana Educators' Credit Union's own published criteria. How we verify this.
Community charter: live/work in Missoula, Granite, Lake +3 more
- LocationMissoula, Granite, Lake, Mineral, Ravalli, Sanders
Verified from Montana Educators' Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Montana Educators' Credit Union?
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Frequently Asked Questions
What rates does Montana Educators' Credit Union offer?
Montana Educators' Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Montana Educators' Credit Union rates updated?
RateAPI verifies Montana Educators' Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Montana Educators' Credit Union's rate data?
Rate data is collected directly from Montana Educators' Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Montana Educators' Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Montana Educators' Credit Union offers vehicle loans from 4.95% APR.
What is Montana Educators' Credit Union's HELOC rate?
As of August 4, 2026, Montana Educators' Credit Union offers home equity lines of credit from 7.5% APR.
What is Montana Educators' Credit Union's personal loan rate?
As of August 4, 2026, Montana Educators' Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Montana Educators' Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Montana Educators' Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/montana-educators" \
-H "Authorization: Bearer YOUR_API_KEY"