Clearwater Credit Union

Missoula, Montana
Last verified: August 3, 2026
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Verified rate book

Current Clearwater Credit Union rates

27 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Clearwater Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Electric Vehicle Loanauto_any_36mo4.740% APR4.740%36 moStandard
Electric Vehicle Loanauto_any_84mo5.490% APR5.490%84 moStandard
36-Month Auto Loanauto_any_36mo5.740% APR5.740%36 moStandard
84-Month Auto Loanauto_any_84mo6.490% APR6.490%84 moStandard

Personal loan rates

2 offers
Clearwater Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Solar Loanpersonal_unsecured_60mo6.450% APR6.450%60 moStandard
Energy Efficiency Loanpersonal_unsecured_120mo6.900% APR6.900%120 moStandard

Credit card rates

1 offer
Clearwater Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Secured Credit Cardcredit_card_secured9.900% APR9.900%—Standard

Savings & CD rates

17 offers
Clearwater Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Primary and Secondary Savingssavings0.05% APY0.05%—Standard
V.I.P. Savingssavings0.05% APY0.05%—Standard
Health Savings (HSA)savings0.05% APY0.05%—Standard
Montana Medical Savings (MSA)savings0.05% APY0.05%—Standard
V.I.P. Savingssavings0.50% APY0.50%—Standard
Money Marketmoney_market2.80% APY2.76%—Standard
12-Month Certificatecd_12mo3.50% APY3.44%12 moStandard
6-Month Certificatecd_6mo3.50% APY3.44%6 moStandard
6-Month Certificatecd_6mo3.50% APY3.44%6 moStandard
24-Month Energy Resilience CDcd_24mo3.50% APY3.44%24 moStandard
48-Month Certificatecd_48mo3.55% APY3.49%48 moStandard
36-Month Certificatecd_36mo3.55% APY3.49%36 moStandard
36-Month Certificatecd_36mo3.55% APY3.49%36 moStandard
60-Month Certificatecd_60mo3.60% APY3.54%60 moStandard
60-Month Certificatecd_60mo3.60% APY3.54%60 moStandard
Certificatecd5.00% APY4.89%—Standard
SmartSaver Youth CDcd5.00% APY4.89%—Standard

Other rates

3 offers
Clearwater Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Computer Loanother5.000% %5.000%—Standard
E-Bike Loanother5.000% %5.000%—Standard
Bike Loanother5.000% %5.000%—Standard

Auto loans available from 4.74% APR for 36 months. Personal loan rates from 6.45% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Clearwater Credit Union's official website

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About Clearwater Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
67.2K
Assets
$1.2B
Founded
1956
Locations reported
11
NCUA charter
11300
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

HorizonBrooks Branch · Missoula · MT · 59801-7811Branch in the same ZIPMontana Educators'Main Office · Missoula · MT · 59801-6658Branch in the same ZIPWhitefish Credit Union AssociationWhitefish Credit Union - Missoula Office · Missoula · MT · 59801-5636Branch in the same ZIPPark Side FinancialWest Broadway · Missoula · MT · 59802About 5.5 miles awaySt. Pats EmployeesSt. Pat's Employees Federal Credit Union · Missoula · MT · 59802-4008About 5.5 miles awayMountain America0167 Missoula Reserve St · Missoula · MT · 59808About 8.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Clearwater Credit Union

Membership eligibility from Clearwater Credit Union's own published criteria. How we verify this.

Membership criteria are published on Clearwater Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationCascade, Gallatin, Lewis and Clark, Missoula, Ravalli, Silver Bow — MT

Verified from Clearwater Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Clearwater Credit Union?

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Frequently Asked Questions

What rates does Clearwater Credit Union offer?

Clearwater Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Clearwater Credit Union rates updated?

RateAPI verifies Clearwater Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Clearwater Credit Union's rate data?

Rate data is collected directly from Clearwater Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Clearwater Credit Union's auto loan rates?

As of August 3, 2026, Clearwater Credit Union offers auto loans from 4.74% APR.

What is Clearwater Credit Union's personal loan rate?

As of August 3, 2026, Clearwater Credit Union offers personal loans from 6.45% APR.

What is Clearwater Credit Union's best CD rate?

As of August 3, 2026, Clearwater Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Clearwater Credit Union's rates against national credit-union benchmarks.

More Montana credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Clearwater Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/clearwater" \
  -H "Authorization: Bearer YOUR_API_KEY"
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