Park Side Financial Credit Union

Whitefish, Montana
Last verified: August 4, 2026
Work at Park Side Financial Credit Union? Claim this profile →

Verified rate book

Current Park Side Financial Credit Union rates

41 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Park Side Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Vehicles - 2024- 26 models (36 Months)auto_new_36mo4.390% APR4.390%36 mo · newStandard
New Vehicles - 2024- 26 models (48 Months)auto_new_48mo4.390% APR4.390%48 mo · newStandard
Auto Loanauto4.640% APR4.640%—Standard
New Vehicles - 2024- 26 models (60 Months)auto_new_60mo4.640% APR4.640%60 mo · newStandard
New Vehicles - 2024- 26 models (72 Months)auto_new_72mo4.890% APR4.890%72 mo · newStandard
New Vehicles - 2024- 26 models (84 Months)auto_new_84mo5.140% APR5.140%84 mo · newStandard
Personal Rec. Vehicles, ATV, UTV, Watercraft, Motorcycle, Snowmobile (60 Months)powersports_any_60mo6.740% APR6.740%60 moStandard
Personal Rec. Vehicles, ATV, UTV, Watercraft, Motorcycle, Snowmobile (72 Months)powersports_any_72mo6.740% APR6.740%72 moStandard
RVs / Boats (60 Months)rv_any_60mo6.990% APR6.990%60 moStandard
RVs / Boats (96-144 Months (2022 and newer, loan over $15,000))rv_any_144mo7.490% APR7.490%144 moStandard
RVs / Boats (84 Months)rv_any_84mo7.490% APR7.490%84 moStandard
RVs / Boats (72 Months)rv_any_72mo7.490% APR7.490%72 moStandard

Personal loan rates

2 offers
Park Side Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share/Certificate Securedpersonal_secured2.000% APR2.000%—Standard
Lifestyle/Signature - Up to $20,000personal_unsecured9.990% APR9.990%—Standard

Credit card rates

2 offers
Park Side Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Park Side VISA Pluscredit_card11.750% APR11.750%—Standard
Park Side VISA Premium Rewardscredit_card_rewards14.750% APR14.750%—Standard

Savings & CD rates

25 offers
Park Side Financial Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Health Savings Accountsavings0.05% APY0.05%—Standard
Business Checkingsavings0.10% APY0.10%—Standard
WINcentive Share Savingsshare_savings0.10% APY0.10%—Standard
IRAira0.15% APY0.15%—Standard
Money Marketmoney_market0.50% APY0.50%—Standard
Up to $100,000 | Over $100,000savings1.98% APY1.98%—Standard
Free Kasasa Saver® Accountsavings2.00% APY2.00%—Standard
18-Month Certificateshare_certificate_18mo3.25% APY3.20%18 moStandard
36-Month Certificate Step Upshare_certificate_36mo3.40% APY3.35%36 moStandard
24-Month Certificateshare_certificate_24mo3.40% APY3.35%24 moStandard
Jumbo 18-Month Certificateshare_certificate_18mo3.40% APY3.35%18 moStandard
60-Month Certificate Step Upshare_certificate_60mo3.40% APY3.35%60 moStandard
6-Month Certificateshare_certificate_6mo3.45% APY3.40%6 moStandard
12-Month Certificateshare_certificate_12mo3.45% APY3.40%12 moStandard
3-Month Certificateshare_certificate_3mo3.55% APY3.50%3 moStandard
Jumbo 6-Month Certificateshare_certificate_6mo3.55% APY3.50%6 moStandard
Jumbo 12-Month Certificateshare_certificate_12mo3.55% APY3.50%12 moStandard
Up to $15,000 | Over $15,000savings3.93% APY3.93%—Standard
Free Kasasa Cash® Checkingsavings4.00% APY4.00%—Standard
36-Month Certificatecd_36mo4.39% APY4.39%36 moStandard
48-Month Certificatecd_48mo4.39% APY4.39%48 moStandard
1-Year Youth Certificatecd_12mo4.40% APY4.31%12 moEligibility restricted
60-Month Certificatecd_60mo4.64% APY4.64%60 moStandard
72-Month Certificatecd_72mo4.89% APY4.89%72 moStandard
84-Month Certificatecd_84mo5.14% APY5.14%84 moStandard

Vehicle loans available from 4.39% APR for 36 months. Personal loan rates from 2% APR. Credit card rates from 11.75% APR. Savings and certificate yields up to 5.14% APY.

Source: RateAPI.dev, verified from Park Side Financial Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Park Side Financial Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other MT credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#2 of 1112-Month CD (best APY)
Percentile bandTop 19%among comparable MT offers
Products tracked3in this dated snapshot
Best-position spread90 bp better than state median10 bp from state best
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
New Auto Loan (best offer, cars)4.39% APR#4 of 8 · top 50%3.50%4.49%10 bp better than state median
Personal Loan (unsecured, best offer)9.99% APR#16 of 23 · top 70%6.45%9.49%50 bp behind state median
12-Month CD (best APY)4.40% APY#2 of 11 · top 19%4.50%3.50%90 bp better than state median

Loading branch locator…

About Park Side Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
30.2K
Assets
$389.1M
Founded
1965
Locations reported
8
NCUA charter
68647
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Whitefish Credit Union AssociationWhitefish Credit Union - Whitefish Office · Whitefish · MT · 59937Branch in the same ZIPLincoln CountyLCCU Main Office · Libby · MT · 59923About 39.1 miles awayMountain WestLibby Branch · Libby · MT · 59923-2234About 39.1 miles awayHorizonSandpoint Branch · Sandpoint · ID · 83864-1519About 91.9 miles awayPotlatch No. 1 FinancialOsburn Branch · Osburn · ID · 83849About 92.9 miles awayNumericaSandpoint · Ponderay · ID · 83852About 93.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Park Side Financial Credit Union

Membership eligibility from Park Side Financial Credit Union's own published criteria. How we verify this.

Community charter: live/work in Flathead, MT

  • LocationFlathead — MT

Verified from Park Side Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Park Side Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Park Side Financial Credit Union ranks against Montana peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Park Side Financial Credit Union offer?

Park Side Financial Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Park Side Financial Credit Union rates updated?

RateAPI verifies Park Side Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Park Side Financial Credit Union's rate data?

Rate data is collected directly from Park Side Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Park Side Financial Credit Union's auto, rv & powersports loan rates?

As of August 4, 2026, Park Side Financial Credit Union offers vehicle loans from 4.39% APR.

What is Park Side Financial Credit Union's personal loan rate?

As of August 4, 2026, Park Side Financial Credit Union offers personal loans from 2% APR.

What is Park Side Financial Credit Union's best CD rate?

As of August 4, 2026, Park Side Financial Credit Union offers savings and certificate (CD) yields up to 5.14% APY.

Related Rate Data

Compare Park Side Financial Credit Union's rates against national credit-union benchmarks.

More Montana credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Park Side Financial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Montana credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Park Side Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/park-side-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude