Lutheran Credit Union
Verified rate book
Current Lutheran Credit Union rates
14 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.316% APR | 4.316% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.440% APR | 6.440% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.440% APR | 5.875% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Whatever Line Of Creditploc_variable | 8.900% APR | 8.900% | — | Standard |
| Whatever Loanpersonal_unsecured_60mo | 9.050% APR | 8.900% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.050% APR | 9.050% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Stewardship Savingssavings | 0.10% APY | 0.10% | — | Standard |
| Savings Plussavings | 0.10% APY | 0.10% | — | Standard |
| Savings Plussavings | 0.25% APY | 0.25% | — | Standard |
| 2 Year Certificatecd_24mo | 2.91% APY | 2.88% | 24 mo | Standard |
| 1 Year Certificatecd_12mo | 2.91% APY | 2.88% | 12 mo | Standard |
| 6 Month Certificatecd_6mo | 3.56% APY | 3.50% | 6 mo | Standard |
| 4 Month Certificatecd_4mo | 3.82% APY | 3.75% | 4 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Whatever Loanother | 2.170% % | 2.000% | — | Standard |
Auto loans available from 4.316% APR. HELOC rates from 6.44% APR. Personal loan rates from 8.9% APR. Savings and certificate yields up to 3.82% APY.
Source: RateAPI.dev, verified from Lutheran Credit Union's official website
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About Lutheran Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.5K
- Assets
- $39.6M
- Founded
- 2014
- Locations reported
- 2
- NCUA charter
- 24861
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lutheran Credit Union
Membership eligibility from Lutheran Credit Union's own published criteria. How we verify this.
Membership criteria are published on Lutheran Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Lutheran Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lutheran Credit Union?
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Frequently Asked Questions
What rates does Lutheran Credit Union offer?
Lutheran Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Lutheran Credit Union rates updated?
RateAPI verifies Lutheran Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Lutheran Credit Union's rate data?
Rate data is collected directly from Lutheran Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Lutheran Credit Union's auto loan rates?
As of August 3, 2026, Lutheran Credit Union offers auto loans from 4.316% APR.
What is Lutheran Credit Union's HELOC rate?
As of August 3, 2026, Lutheran Credit Union offers home equity lines of credit from 6.44% APR.
What is Lutheran Credit Union's personal loan rate?
As of August 3, 2026, Lutheran Credit Union offers personal loans from 8.9% APR.
What is Lutheran Credit Union's best CD rate?
As of August 3, 2026, Lutheran Credit Union offers savings and certificate (CD) yields up to 3.82% APY.
Related Rate Data
Compare Lutheran Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Lutheran Credit Union rates
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# Get rates for Lutheran Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/lutheran" \
-H "Authorization: Bearer YOUR_API_KEY"