Scott Credit Union

Edwardsville, Illinois
Last verified: August 3, 2026
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Verified rate book

Current Scott Credit Union rates

2 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Scott Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.490% APR4.490%Standard

HELOC rates

1 offer
Scott Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.240% APR4.240%Standard

Auto loans available from 4.49% APR. HELOC rates from 4.24% APR.

Source: RateAPI.dev, verified from Scott Credit Union's official website

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About Scott Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
131.6K
Assets
$1.8B
Founded
1943
Locations reported
24
NCUA charter
66370
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Scott Credit Union

Membership eligibility from Scott Credit Union's own published criteria. How we verify this.

Membership criteria are published on Scott Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBond, Calhoun, Christian, Clinton, Cook, Crawford, DuPage, Effingham, Fayette, Franklin, Greene, Jackson, Jasper, Jefferson, Jersey, Macoupin, Madison, Marion, Monroe, Montgomery, Morgan, Perry, Randolph, St. Clair, Sangamon, Shelby, Washington, Will, Williamson, St. Charles, St. Louis

Cost to join: About $5 (a $0 membership fee plus a $5 minimum deposit).

Verified from Scott Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Scott Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Scott Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Scott Credit Union offer?

Scott Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Scott Credit Union rates updated?

RateAPI verifies Scott Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Scott Credit Union's rate data?

Rate data is collected directly from Scott Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Scott Credit Union's auto loan rates?

As of August 3, 2026, Scott Credit Union offers auto loans from 4.49% APR.

What is Scott Credit Union's HELOC rate?

As of August 3, 2026, Scott Credit Union offers home equity lines of credit from 4.24% APR.

Related Rate Data

Compare Scott Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Scott Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/scott" \
  -H "Authorization: Bearer YOUR_API_KEY"