West Community Credit Union
Verified rate book
Current West Community Credit Union rates
11 published offers verified as of July 29, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 8.490% APR | 8.490% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan Fixed for Ten Yearsheloc_fixed | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Line of Credit Fixed for Two Yearsploc_variable | 5.990% APR | 5.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday/Vacation Savingssavings | 0.05% APY | 0.05% | — | Standard |
| IRA Accumulationira | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Money Market Plusmoney_market | 1.76% APY | 1.75% | — | Standard |
| Roth/Traditional IRA CDs & Coverdell Savingsira_cd | 3.00% APY | 2.96% | — | Standard |
| Certificatecd | 3.00% APY | 2.96% | — | Standard |
| 11 Month Specialcd_11mo | 4.21% APY | 4.13% | 11 mo | Standard |
Auto loans available from 8.49% APR. HELOC rates from 5.99% APR. Personal loan rates from 5.99% APR. Savings and certificate yields up to 4.21% APY.
Source: RateAPI.dev, verified from West Community Credit Union's official website
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About West Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 32.3K
- Assets
- $498.8M
- Founded
- 1936
- Locations reported
- 10
- NCUA charter
- 62801
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join West Community Credit Union
Membership eligibility from West Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on West Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from West Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at West Community Credit Union?
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Frequently Asked Questions
What rates does West Community Credit Union offer?
West Community Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are West Community Credit Union rates updated?
RateAPI verifies West Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get West Community Credit Union's rate data?
Rate data is collected directly from West Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are West Community Credit Union's auto loan rates?
As of July 29, 2026, West Community Credit Union offers auto loans from 8.49% APR.
What is West Community Credit Union's HELOC rate?
As of July 29, 2026, West Community Credit Union offers home equity lines of credit from 5.99% APR.
What is West Community Credit Union's personal loan rate?
As of July 29, 2026, West Community Credit Union offers personal loans from 5.99% APR.
What is West Community Credit Union's best CD rate?
As of July 29, 2026, West Community Credit Union offers savings and certificate (CD) yields up to 4.21% APY.
Related Rate Data
Compare West Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack West Community Credit Union rates
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# Get rates for West Community Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/west-community" \
-H "Authorization: Bearer YOUR_API_KEY"