Columbia Credit Union

Columbia, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Columbia Credit Union rates

22 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Columbia Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.750% APR4.750%newStandard
RECREATION VEHICLEauto7.240% APR7.240%Standard
FAST TRACK LOANauto13.000% APR13.000%Standard

Personal loan rates

2 offers
Columbia Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured5.990% APR5.990%Standard
Personal Line of Creditploc_variable12.000% APR12.000%Standard

Credit card rates

1 offer
Columbia Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.000% APR11.990%Standard

Savings & CD rates

15 offers
Columbia Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo1.29% APY1.29%3 moStandard
3-Month IRA Certificateira_cd_3mo1.29% APY1.29%3 moStandard
6-Month Certificatecd_6mo2.30% APY2.30%6 moStandard
6-Month IRA Certificateira_cd_6mo2.30% APY2.30%6 moStandard
12-Month IRA Certificateira_cd_12mo2.37% APY2.37%12 moStandard
12-Month Certificatecd_12mo2.37% APY2.37%12 moStandard
18-Month IRA Certificateira_cd_18mo2.42% APY2.42%18 moStandard
18-Month Certificatecd_18mo2.42% APY2.42%18 moStandard
36-Month Certificatecd_36mo3.09% APY3.09%36 moStandard
36-Month IRA Certificateira_cd_36mo3.09% APY3.09%36 moStandard
48-Month Certificatecd_48mo3.19% APY3.19%48 moStandard
48-Month IRA Certificateira_cd_48mo3.19% APY3.19%48 moStandard
24-Month Certificatecd_24mo3.23% APY3.23%24 moStandard
24-Month IRA Certificateira_cd_24mo3.23% APY3.23%24 moStandard
60-Month Certificatecd_60mo3.29% APY3.29%60 moStandard

Other rates

1 offer
Columbia Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HOMEPERKother12.000% %12.000%Standard

Auto loans available from 4.75% APR. Personal loan rates from 5.99% APR. Credit card rates from 12% APR. Savings and certificate yields up to 3.29% APY.

Source: RateAPI.dev, verified from Columbia Credit Union's official website

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About Columbia Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.1K
Assets
$33.8M
Founded
1935
Locations reported
4
NCUA charter
62930
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Columbia Credit Union

Membership eligibility from Columbia Credit Union's own published criteria. How we verify this.

Community charter: live/work in Boone, MO

  • LocationBoone — MO

Cost to join: About $0.01.

Verified from Columbia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Columbia Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Columbia Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Columbia Credit Union offer?

Columbia Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Columbia Credit Union rates updated?

RateAPI verifies Columbia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Columbia Credit Union's rate data?

Rate data is collected directly from Columbia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Columbia Credit Union's auto loan rates?

As of August 4, 2026, Columbia Credit Union offers auto loans from 4.75% APR.

What is Columbia Credit Union's personal loan rate?

As of August 4, 2026, Columbia Credit Union offers personal loans from 5.99% APR.

What is Columbia Credit Union's best CD rate?

As of August 4, 2026, Columbia Credit Union offers savings and certificate (CD) yields up to 3.29% APY.

Related Rate Data

Compare Columbia Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Columbia Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Columbia Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/columbia" \
  -H "Authorization: Bearer YOUR_API_KEY"