United Credit Union
Verified rate book
Current United Credit Union rates
7 published offers verified as of August 4, 2026.
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Loans (740+)personal_unsecured | 9.500% APR | 9.500% | — | Standard |
| Unsecured Loans (690-739)personal_unsecured | 11.500% APR | 11.500% | — | Standard |
| Unsecured Loans (650-689)personal_unsecured | 13.500% APR | 13.500% | — | Standard |
| Unsecured Loans (610-649)personal_unsecured | 15.500% APR | 15.500% | — | Standard |
| Unsecured Loans (580-609)personal_unsecured | 21.500% APR | 21.500% | — | Standard |
| Unsecured Loans (579 & LOWER)personal_unsecured | 23.500% APR | 23.500% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 579 & Belowother | 17.040% % | 17.040% | — | Standard |
Personal loan rates from 9.5% APR.
Source: RateAPI.dev, verified from United Credit Union's official website
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About United Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 37.5K
- Assets
- $303.7M
- Founded
- 1935
- Locations reported
- 9
- NCUA charter
- 63597
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join United Credit Union
Membership eligibility from United Credit Union's own published criteria. How we verify this.
Community charter: live/work in Adair, Audrain, Boone +13 more
- LocationAdair, Audrain, Boone, Callaway, Chariton, Howard, Lincoln, Linn, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, Shelby
Cost to join: About $1 (a $0 membership fee plus a $1 minimum deposit).
Verified from United Credit Union's membership page. Final membership determination is always made by the credit union.
Work at United Credit Union?
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Frequently Asked Questions
What rates does United Credit Union offer?
United Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are United Credit Union rates updated?
RateAPI verifies United Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get United Credit Union's rate data?
Rate data is collected directly from United Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is United Credit Union's personal loan rate?
As of August 4, 2026, United Credit Union offers personal loans from 9.5% APR.
Related Rate Data
Compare United Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack United Credit Union rates
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# Get rates for United Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/united" \
-H "Authorization: Bearer YOUR_API_KEY"