Wakota Credit Union

South St Paul, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Wakota Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

13 offers
Wakota Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.759% APR6.750%Standard
30-Year Fixed30 year fixed6.763% APR6.750%Standard
30-Year Fixed30 year fixed6.875% APR6.875%Standard
15-Year Fixed15 year fixed6.131% APR6.125%Standard
15-Year Fixed15 year fixed6.138% APR6.125%Standard
15-Year Fixed15 year fixed6.250% APR6.250%Standard
15-Year Fixed15 year fixed6.255% APR6.250%Standard
10-Year Fixed10 year fixed6.128% APR6.125%Standard
10-Year Fixed10 year fixed6.250% APR6.250%Standard
20-Year Fixed20 year fixed6.514% APR6.500%Standard
20-Year Fixed20 year fixed6.523% APR6.500%Standard
20-Year Fixed20 year fixed6.625% APR6.625%Standard
Agency 25 Year Fixedother6.875% APR6.875%Standard

As of August 4, 2026, Wakota Credit Union offers a 30-year fixed mortgage at 6.759% APR (0.09200001 points).

Source: RateAPI.dev, verified from Wakota Credit Union's official website

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About Wakota Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.7K
Assets
$46M
Founded
1931
Locations reported
1
NCUA charter
24579
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Wakota Credit Union

Membership eligibility from Wakota Credit Union's own published criteria. How we verify this.

Membership criteria are published on Wakota Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationDakota — MN

Verified from Wakota Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Wakota Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Wakota Credit Union ranks against Minnesota peers.

Frequently Asked Questions

What rates does Wakota Credit Union offer?

Wakota Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Wakota Credit Union rates updated?

RateAPI verifies Wakota Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Wakota Credit Union's rate data?

Rate data is collected directly from Wakota Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Wakota Credit Union's mortgage rate?

As of August 4, 2026, Wakota Credit Union offers a 30-year fixed mortgage at 6.759% APR.

Related Rate Data

Compare Wakota Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Wakota Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Wakota Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/wakota" \
  -H "Authorization: Bearer YOUR_API_KEY"