Metropolitan Services Credit Union

Saint Paul, Minnesota
Last verified: August 3, 2026
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Verified rate book

Current Metropolitan Services Credit Union rates

21 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Metropolitan Services Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Auto Loan (2023 and Newer)auto_any_84mo4.250% APR4.250%84 moStandard
84-Month RV Loanrv_any_84mo5.750% APR5.750%84 moStandard
84-Month Used Auto Loan (2022 and Older)auto_used_84mo5.750% APR5.750%84 mo · usedStandard
120-Month RV Loanrv_any_120mo6.000% APR6.000%120 moStandard
72-Month Used Auto Loan (2022 and Older)auto_used_72mo6.250% APR6.250%72 mo · usedStandard
Auto Loan (2023 and Newer)auto6.490% APR6.490%Standard
24-Month Auto Loan (2023 and Newer)auto_any_24mo6.990% APR6.990%24 moStandard
36-Month RV Loanrv_any_36mo7.500% APR7.500%36 moStandard
36-Month Used Auto Loan (2022 and Older)auto_used_36mo7.500% APR7.500%36 mo · usedStandard

HELOC rates

1 offer
Metropolitan Services Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable8.000% APR8.000%Standard

Personal loan rates

4 offers
Metropolitan Services Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.000% APR2.000%Standard
Share-Secured Loanpersonal_secured2.050% APR2.050%Standard
Unsecured Personal Loanpersonal_unsecured11.490% APR11.490%Standard
Checking Line of Creditploc_variable14.350% APR14.350%Standard

Savings & CD rates

7 offers
Metropolitan Services Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Regular Sharessavings0.11% APY0.10%Standard
Youth Share Savingsshare_savings0.21% APY0.20%Standard
Money Marketmoney_market0.36% APY0.35%Standard
WINcentive™ Savingssavings0.76% APY0.75%Standard
IRAira2.31% APY2.30%Standard
Certificatecd3.01% APY3.00%Standard
IRA Certificateira_cd3.26% APY3.25%Standard

Vehicle loans available from 4.25% APR for 84 months. HELOC rates from 8% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.26% APY.

Source: RateAPI.dev, verified from Metropolitan Services Credit Union's official website

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About Metropolitan Services Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
947
Assets
$12.2M
Founded
1939
Locations reported
2
NCUA charter
64999
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Metropolitan Services Credit Union

Membership eligibility from Metropolitan Services Credit Union's own published criteria. How we verify this.

Membership criteria are published on Metropolitan Services Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Metropolitan Services Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Metropolitan Services Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metropolitan Services Credit Union ranks against Minnesota peers.

Frequently Asked Questions

What rates does Metropolitan Services Credit Union offer?

Metropolitan Services Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Metropolitan Services Credit Union rates updated?

RateAPI verifies Metropolitan Services Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Metropolitan Services Credit Union's rate data?

Rate data is collected directly from Metropolitan Services Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Metropolitan Services Credit Union's auto & rv loan rates?

As of August 3, 2026, Metropolitan Services Credit Union offers vehicle loans from 4.25% APR.

What is Metropolitan Services Credit Union's HELOC rate?

As of August 3, 2026, Metropolitan Services Credit Union offers home equity lines of credit from 8% APR.

What is Metropolitan Services Credit Union's personal loan rate?

As of August 3, 2026, Metropolitan Services Credit Union offers personal loans from 2% APR.

What is Metropolitan Services Credit Union's best CD rate?

As of August 3, 2026, Metropolitan Services Credit Union offers savings and certificate (CD) yields up to 3.26% APY.

Related Rate Data

Compare Metropolitan Services Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Metropolitan Services Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/metropolitan-services" \
  -H "Authorization: Bearer YOUR_API_KEY"